Are you looking for a Wisconsin Commercial Truck Insurance Quote? Why not get 3?
Compare Truck Insurance Quotes
To get the best deal on your semi truck insurance you need to shop around. Let us help by bringing you three Wisconsin Truck Insurance Agents that will compete for your business.
Just fill out our short online form and you’ll get three competitive quotes from three top agents in WI. Easy!
How Much Does Truck Insurance Cost In Wisconsin?
The average cost for commercial truck insurance in WI is $13,609.
Most premiums range from $9,806 to $12,470.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are many factors that drive the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In WI
1 Truck Based in Hartford
|Radius||Interstate, Unlimited Miles|
1 Truck Based in Milwaukee
|Radius||Interstate, Unlimited Miles|
|Cargo||General Freight, Dry Bulk, Beverages, Paper Products|
Perhaps the largest variable for what you will pay is the insurance company that you choose. For truck insurance, it’s the norm for prices to vary by thousands of dollars for the same trucker! Sometimes the difference can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
So it really pays to shop around. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Wisconsin
You need agents that specialize in truck insurance to get the right coverage at the best rate.
We’ve done the hard work for you and located three of the best truck insurance agents in WI. The agents, like prize figheters, will duke it out in their battle to write your policy, but only one will emerge the winner. With three agents quoting your policy you will have much broader access to the whole market of truck insurance companies.
Shopping for truck insurance has never been this easy or efficient. Don’t waste your time hunting down three agents. Let them come to you. Let’s get started!
Commercial Truck Insurance Companies in Wisconsin
Finding the best trucking insurance company in WI for your outfit can save you a lot of money. Some of the companies with the best prices can be hard to find though.
The companies below write 82% of the truck insurance polices in WI.
Top 10 Truck Insurance Companies in WI
- Auto Owners
- Great West
- National Indemnity
- Secura Insurance
- West Bend Mutual
- Western National Insurance
There are also over a dozen truck insurance carriers in WI that have the remaining 18% marketshare.
You do have choices when it comes to your insurance and we can help you. It’s just a matter of smart comparison shopping to get the best price.
Compare quotes from different companies here.
Trucking Ins. Coverages
Wisconsin and the FMCSA have specific insurance requirements for semis. Some coverages are mandatory, like primary liability. Others, such as physical damage truck insurance and bobtail coverage, are just smart to have.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Wisconsin Truck Insurance Requirements
Wisconsin law requires local truck drivers and new ventures to maintain a certain amount of liability insurance. The amount you need depends on the type of freight you carry and where you pull it. If you don’t leave the state and your truck is more than 10,000 GVW, you must get an intrastate only USDOT Number and be insured up to the following levels:
|$1,000,000||Liability Insurance (Oil Transport)|
|$5,000,000||Liability Insurance (Hazmat)|
|$300,000||Liability Insurance (Household Goods)|
|$750,000||Liability Insurance (Household Goods)|
The insurance requirements for truck drivers who drive out of their state are more rigorous. In addition to the above, you must comply with all the DOT truck insurance requirements laid out by the FMCSA. Typical federal liability limits are $750,000 or $1,000,000.
Both Wisconsin and the US DOT require certain filings be submitted by your insurance agent. Your agent or insurance company will prepare these filings for you. These forms show the government that all your semi truck insurance requirements are fulfilled. They must be filed before you can get your authority. Some common forms include:
- Form E
- Form H
- The BMC-100
- Form MCS-99
Specialized Insurance for Owner-Operators in Wisconsin
Whatever kind of truck you drive, we’ve got your back. Our agents can find cheap truck insurance for all of the following operation types:
Handy Wisconsin Trucking Resources
Your Operation is Unique
You might be a local or long hauler. You may be an owner operator from Milwaukee or a fleet manager in Madison. Maybe you haul hazardous materials or cranberries. No two trucking companies are alike, so your insurance policies need to be crafted just for you. The bottom line is you want cheap truck insurance without sacrificing coverage.
Since different truck insurance companies prefer different types of risks, it’s smart to shop around and find a company that is competitive with writing insurance for your specific situation. The bottom line is that you want cheap truck insurance without sacrificing coverage.
Get 3 Competitive quotes in all Wisconsin cities
No matter what city you live in our network of Wisconsin insurance agents are ready to give you a quote. We cover all cities including…