Commercial Truck Insurance HQ

Get 3 Semi Truck Insurance Quotes

  • Truck Insurance 101
  • Truck Insurance Tips
  • Get 3 Quotes Now!
  • About Us
  • 843-790-6864

Primary Liability Trucking Insurance

by Fred Podris.

Get 3 nononsense Quotes

Are you a truck operator looking to get a quote on primary liability insurance? We can help by connecting you with three commercial truck insurance agents.

trucking insurance quote

Primary Liability Insurance for a Commercial Truck Insurance Policy

Liability insurance is a mandatory for all commercial trucks.  It will pay for bodily injury and property damages that your truck may cause to other people or property. Driving without any liability insurance can and will result in large fines and penalties. Never drive your truck without liability insurance.

Liability Requirements for Trucks

The minimum amount of primary liability insurance is set by the FMSCA. For trucks over 10,000 pounds GVWR you’ll need to the following minimums:

  • $750,000–  Most trucks hauling most commodities are required to have a minimum of $750,000 of coverage. Many load brokers will require a minimum of $1,000,000.
  •  $1,000,000– Auto haulers need a minimum of $1,000,000 in coverage. One million in coverage is becoming an industry standard across other hauled commodities too.
  • $5,000,000– If you are hauling certain hazardous materials, you’ll need a minimum of $5,000,000 in coverage.

What’s Excluded?

Primary liability insurance isn’t designed to cover you or your truck. It doesn’t cover theft, your bodily injury, or damage to your truck. It’s simply there to cover the damage you might do to other people or property.

Primary Liability is often confused with General Liability Insurance. There is a big difference. General Liability covers you for accidents that happen off the road. An example something general liability would cover would be  be someone who slips and falls at your headquarters Primary liability insurance won’t cover you for that. It covers you while you are on the road.

Cost of Primary Liability Insurance

This is usually the most expensive part of a commercial truck insurance policy. It definitely pays to shop around and find the truck insurance companies offering the most competitive prices for this coverage. We designed our service to make it easy to do this. Just fill out 1 form and we will bring 3 agents to you to compete for your business.

Truck Insurance 101Take another course in Truck Insurance 101

Click on an article below to get up to speed fast! Or click here to get 3 truck insurance agents competing for your next policy.

  • Primary Liability
  • General Liability
  • Physical Damage
  • Motor Truck Cargo
  • Bobtail Insurance and Non Trucking Liability Insurance
  • Trailer Interchange
  • Medical Payments
  • Uninsured Motorist
  • Workers Compensation
  • Trucking Umbrella Policy
https://www.commercialtruckinsurancehq.com/wp-content/uploads/2019/12/Truck_Insurance_-_Computer.m4v

Want to talk to a real person?

843-790-6864

Call now for a quote


Over 100,000
truckers served


Excellent – 4.9
4.9 out of five star rating on Trustpilot
Trustpilot


How our Semi Truck Insurance Quotes Work

Commercial Truck Insurance HQ Address
Commercial Truck Insurance HQ
1050 Johnnie Dodds Blvd
Mt. Pleasant, SC 29464
Commercial Truck Insurance HQ Phone
843-790-6864
Monday - Friday
8:00am - 8:00pm ET
Commercial Truck Insurance HQ Email
team@commercialtruckinsurancehq.com
Coverages
  • Primary Liability
  • Cargo Insurance
  • Bobtail
  • Non-Trucking Liability
  • Trailer Interchange
  • Physical Damage
  • General Liability
Operation
  • Owner Operators
  • Motor Carriers
  • Truck Fleets
  • Long Haul
  • Local Only
  • New Ventures
  • More...
Who We Are
About Us
Contact Us
Reviews
Our service helps you save on truck insurance by bringing up to 3 agents to shop the market on your behalf. Get quotes for all operations and all commodities in all 50 states. Agents compete — you save.
Get Started
© Copyright 2023 Commercial Truck Quotes, LLC, All Rights Reserved
Privacy Policy
Terms of Service
Licenses
Site Map
Disclaimer: Commercial Truck Quotes LLC is a nationally licensed insurance agency and has created the content of this website with the aim to provide you the most up to date and accurate information possible. This information, however, does not come with any warranty, and should not be received as personal financial advice. Insurance terminology varies from state to state. Your coverages and how they are governed are decided by the language in your insurance policy.
  • Get Quotes
    Call Us