Are you looking for a Commercial Truck Insurance Quote in Illinois? Well, don’t get just 1 quote, get 3!
Compare Illinois Truck Insurance Quotes
To get the best price on your semi truck insurance you need to get multiple quotes. Let us help by bringing you three Illinois Truck Insurance Agents that will compete for your business.
Fill out one short online form and you’ll get three competitive quotes from three top agents in IL. Easy!
How Much Does Truck Insurance Cost In Illinois?
The average cost for commercial truck insurance in IL is $13,140.
Most premiums range from $9,243 to $14,905.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are several variables that influence the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In IL
1 Truck Based in Elmhurst
|Experience||Less Than 2 Years|
|Radius||Interstate, Unlimited Miles|
1 Truck Based in Beach Park
|Experience||Less Than 2 Years|
|Radius||Interstate, Below 500 Miles|
|Cargo||General Freight, Metal, Building Materials, US Mail|
|Operation||For Hire, Other|
Perhaps the largest variable for what you will pay is the insurance company that you choose. For truck insurance, it’s the norm for prices to vary by thousands of dollars for the same trucker! Sometimes the difference can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
It makes sense to compare prices. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Illinois
Getting the right coverage at the best rate requires agents that specialize in truck insurance, and that is exactly what we’ll bring you.
We’ve done the hard work for you and located three of the top truck insurance agents in IL. The agents, like alpha-rams, will lock horns in their fight to earn your policy, but only one will emerge the winner. By having three agents quote your policy you will have much broader access to the truck insurance companies.
With three extremely competitive quotes to choose from, you will be able to quickly find the best policy at the best price. Shopping for truck insurance has never been this easy or efficient.
Don’t waste your time hunting down three agents. Let them come to you. Let’s get started!
Commercial Truck Insurance Companies in Illinois
Finding the best trucking insurance company in IL for your business can result in huge savings. Some of the insurance carriers with the best premiums can be difficult to find though.
The companies below write 81% of the truck insurance polices in IL.
Top 10 Truck Insurance Companies in IL
- Auto Owners
- Country Mutual
- Great West
- National Indemnity
- Stonegate Insurance Company
There are also over a dozen truck insurance carriers in IL that have the remaining 19% marketshare.
You do have choices when it comes to insuring your truck and we can help you. It’s just a matter of smart comparison shopping to get the best price.
Compare quotes from different companies here.
Trucking Ins. Coverages
The FMCSA and the state of Illinois have specific insurance requirements for semis. Some coverages are mandatory, like primary liability, while others, such as physical damage truck insurance and bobtail coverage are just smart to have.
No matter what type of coverage your operation needs, we can have three truck insurance brokers give you a quote. Click on a coverage below to learn more about it, then fill out our short form to get your three quotes.
Illinois Truck Insurance Requirements
Illinois state law requires local truck drivers and new ventures to maintain a minimum amount of liability insurance. How much you need depends on what freight you pull and where you pull it. If you never leave the state, you must get an intrastate only USDOT Number and be insured up to the following levels:
|$1,000,000||Liability Insurance (Oil Transport)|
|$5,000,000||Liability Insurance (Hazmat)|
|$300,000||Liability Insurance (Household Goods)|
|$750,000||Liability Insurance (General Freight)|
|$10,000/vehicle and $10,000/catastrophe||Cargo Insurance (All carriers)|
The insurance requirements for truck drivers who cross state lines ask a little more. In addition to the above, you must comply with all the semi truck insurance requirements laid out by the FMCSA. Typical federal liability limits are between $750,000 and $1,000,000.
Both Illinois and the FMCSA require certain filings be submitted by your insurance agent. Your agent or insurance company will prepare these filings for you. These forms tell the government that all your DOT truck insurance requirements are fulfilled. They must be filed before you can get your authority. Some common forms include:
- Form H
- The BMC-93
- Form MCS-92
- Form E
Specialized Insurance for Owner-Operators in Illinois
Whatever type of operation you have, we’ve got your back. Our agents have access to cheap truck insurance for all of the following operation types:
Your situation is unique
You may be a local, intermediate or long hauler; an owner operator or a fleet manager; haul hazardous materials or pine-straw. No two trucking operations are alike, so your insurance policies need to be tailored to you.
Since different truck insurance companies prefer different types of risks, it pays to shop around and find a company that is competitive with writing insurance for your specific type of operation. The bottom line is that you want cheap truck insurance without sacrificing coverage. We help truckers save on insurance. That’s all we do.
Handy Illinois Trucking Resources
Illinois Department of Transportation
Illinois Department of Motor Vehicles
Illinois Department of Insurance
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No matter what city you live in our network of Illinois insurance agents are ready to help. We cover all cities including…