Are you looking for a Commercial Truck Insurance Quote in Indiana? Don’t get just 1 quote, get 3!
Compare Truck Insurance Quotes
To get the best price on your semi truck insurance you need to shop around. Let us help by bringing you three Indiana Truck Insurance Agents that will compete for your business.
Fill out our short online form and you’ll get three competitive quotes from three top agents in IN. Simple!
How Much Does Truck Insurance Cost In Indiana?
The average cost for commercial truck insurance in IN is $13,032.
Most premiums range from $11,276 to $13,648.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are many factors that influence the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In IN
1 Truck Based in Columbia City
|Experience||Over 3 Years|
|Radius||Interstate, Unlimited Miles|
|Cargo||General Freight, Metal, Machinery, Intermodal, Construction|
1 Truck Based in Indianapolis
|Experience||Less Than 2 Years|
|Radius||Interstate, Unlimited Miles|
Perhaps the largest variable for what you will pay is the insurance company that you choose. For truck insurance, it’s common for prices to vary by thousands of dollars for the same trucker! We’ve seen differences that can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
So it really pays to shop around. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Indiana
You need agents that specialize in truck insurance to get the right coverage at the best rate, and that is exactly what we’ll bring you.
We’ve done the hard work for you and located three of the best truck insurance agents in IN. The agents, like alpha-rams, will lock horns in their fight to earn your policy, but only one will emerge the winner. By having three agents quote your policy you will have much broader access to the whole market of truck insurance companies.
With three extremely competitive quotes to choose from, you will be able to quickly find the best policy at the best price. Shopping for truck insurance has never been this easy or efficient.
Don’t waste your time hunting down three agents. Let them come to you. Let’s get started!
Commercial Truck Insurance Companies in Indiana
Finding the best trucking insurance company in IN for your outfit can result in huge savings. Some of the insurance providers with the best prices can be hard to find though.
The companies below write 82% of the truck insurance polices in IN.
Top 10 Truck Insurance Companies in IN
- Auto Owners
- Great West
- National Indemnity
- Shelter Insuranec Company
There are also over a dozen truck insurance carriers in IN that have the remaining 18% marketshare.
You do have choices when it comes to your insurance and we can help you. It’s just a matter of smart comparison shopping to get the best combination of prices and coverage.
Compare quotes from different companies here.
Trucking Ins. Coverages
Indiana and the FMCSA have specific insurance requirements for semis. Some coverages are mandatory, like primary liability. Others, such as physical damage truck insurance and bobtail coverage, are just smart to have.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Indiana Truck Insurance Requirements
Indiana state law asks local truck drivers and new ventures to maintain a minimum amount of liability insurance. How much you need depends on what freight you pull and where you pull it. If you never leave the state and your truck is more than 10,000 GVW, you must get an intrastate only USDOT Number and have a minimum amount of insurance:
|$750,000||Liability Insurance (General Freight)|
|$1,000,000||Liability Insurance (Oil Transport)|
|$5,000,000||Liability Insurance (Hazmat)|
|$300,000||Liability Insurance (Household Goods)|
The insurance requirements for truck drivers who drive out of their state ask a little more. In addition to the above, you must comply with all the semi truck insurance requirements recommended by the FMCSA. Typical federal liability limits are between $750,000 and $1,000,000.
Both Indiana and the FMCSA require certain filings be submitted by your insurance agent. Your agent or insurance company will prepare these filings for you. These forms tell the government that all your DOT truck insurance requirements are fulfilled. They must be filed before you can get your authority. Some common forms include:
- Form E
- Form H
- SR50 Filing
- The BMC-93
- Form MCS-92
Specific Insurance for Owner-Operators in Indiana
Whatever type of operation you have, we’ve got your back. Our agents have access to cheap truck insurance for all of the following operation types:
Your Situation is Unique
You may be a local or long hauler. You might be an owner operator or a manager in charge of a fleet. You maybe haul hazardous materials or pine-straw. No two trucking operations are alike, so your insurance policies need to be tailored to you.
Since different truck insurance companies prefer different types of risks, it pays to shop around and find a company that is competitive with writing insurance for your specific type of operation. The bottom line is that you want cheap truck insurance without sacrificing coverage.
Handy Indiana Trucking Resources
Get 3 Competitive quotes in all Indiana cities
No matter what city you live in our network of Indiana truck insurance brokers are ready to give you a quote. We help truckers save on insurance. That’s all we do. We cover all cities including…