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Iowa Commercial Truck Insurance

Are you looking for a Commercial Truck Insurance Quote in Iowa? Don’t get just 1 quote, get 3!

3 Iowa Commercial Truck Insurance Quotes

Compare Iowa Truck Insurance Quotes

To get the best rate on your semi truck insurance you need to shop around. Let us help by bringing you three Iowa Truck Insurance Agents that will compete for your business.

Fill out our quick online form and you’ll get three competitive quotes from three top agents in IA. Easy!

IA Trucking Insurance Quotes

3 Truck Insurance Agents in Iowa

You need agents that specialize in truck insurance to get the right coverage at the best rate, and that is exactly what we’ll bring you.

We’ve done the hard work for you and located three of the best truck insurance agents in IA. The agents, like alpha-rams, will lock horns in their battle to earn your business, but only one will emerge the champ.  By having three agents quote your policy you will have much broader access to the whole market of truck insurance companies.

With three extremely competitive quotes to choose from, you will be able to quickly find the best policy at the best price. Shopping for truck insurance has never been this easy or efficient.

Don’t waste your time hunting down three agents. Let them come to you. Let’s get started!

Trucking Ins. Coverages

Iowa Commercial Truck InsuranceIowa and the FMCSA have specific insurance requirements for semis. Some coverages are mandatory, like primary liability. Others, such as physical damage truck insurance and bobtail coverage, are just smart to have.

No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.

  • Primary Liability
  • General Liability
  • Physical Damage
  • Motor Truck Cargo
  • Bobtail Insurance and Non Trucking Liability Insurance
  • Trailer Interchange
  • Medical Payments
  • Uninsured Motorist
  • Workers Compensation
  • Trucking Umbrella Policy

Iowa Truck Insurance Requirements

Iowa state law requires local truckers and new ventures to maintain a minimum amount of liability insurance. How much you need depends on the type of freight you pull and where you pull it. If you never leave the state and your truck is more than 10,000 GVW, you must get an intrastate only USDOT Number and keep a minimum amount of insurance:

$300,000 Liability Insurance (Household Goods)
$750,000 Liability Insurance (General Freight)
$1,000,000 Liability Insurance (Oil Transport)
$5,000,000 Liability Insurance (Hazmat)
$5,000/vehicle and $10,000/catastrophe Cargo Insurance (Intrastate carriers)

The insurance requirements for truck drivers who leave the state are a little different. In addition to the above, you must comply with all the semi truck insurance requirements laid out by the federal government. Typical federal liability limits are $750,000 or $1,000,000.

Both Iowa and the FMCSA require certain filings be submitted by your insurance agent. Your agent or insurance company will prepare these filings for you. These forms tell the government that all your DOT truck insurance requirements are fulfilled. They must be filed before you can get your authority. Some common forms include:

  • Form MCS-92
  • Form E
  • Form H
  • The BMC-93

Tailored Insurance for Owner-Operators in Iowa

Whatever type of operation you’re running, we’ve got your back. Our agents have access to cheap truck insurance for all of the following operation types:

  • Hazmat Hauler
  • Hot Shot Truck
  • Less Than Truckload
  • Auto Hauler
  • Intermodal Truck
  • Refrigerated Truck
  • Flat Bed Truck
  • Log Truck
  • Livestock Hauler
  • New Entrant

Your Operation is Unique

You may be a local or long hauler. You might be an owner operator or a manager in charge of a fleet. You maybe haul hazardous materials or pine-straw.  No two trucking operations are identical, so your insurance policies need to be tailored to you.

Since different truck insurance companies prefer different types of risks, it’s smart to shop around and find a company that is competitive with writing insurance for your specific situation. The bottom line is that you want cheap truck insurance without sacrificing coverage.

Handy Iowa Trucking Resources

Iowa Department of TransportationIA state flag

Iowa Department of Motor Vehicles

Iowa Motor Truck Association

Iowa Department of Insurance

Get 3 Competitive quotes in all Iowa cities

No matter what city you live in our network of Iowa truck insurance brokers are ready to give you a quote. We help truckers save on insurance. That’s all we do. We cover all cities including…

  • Des Moines
  • Cedar Rapids
  • Davenport
  • Sioux
  • Waterloo
  • Iowa City
  • Ames
  • Council Bluffs
  • Dubuqe
  • West Des Moines
  • Ankeny
  • Urbandale
  • Cedar Falls
  • Marion
  • Bettendorf
  • Mason City
  • Marshaltown

We also can give you multiple quotes in the neighboring states as well: NE, MO, IL, MN

How our Semi Truck Insurance Quotes Work

Who We Are
Our service helps you save on truck insurance by bringing up to 3 agents to shop the market on your behalf. Get quotes for all operations and all commodities in all 50 states. Agents compete — you save.
Get Started
About Us
How It Works
Coverages
  • Primary Liability
  • Cargo Insurance
  • Bobtail
  • Non-Trucking Liability
  • Trailer Interchange
  • Physical Damage
  • General Liability
Operation
  • Owner Operators
  • Motor Carriers
  • Truck Fleets
  • Long Haul
  • Local Only
  • New Ventures
  • More...
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843-790-6864
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