Are you looking for an Ohio Commercial Truck Insurance Quote? How about 3 quotes?
Compare Truck Insurance Quotes
To get the best deal on your semi truck insurance you need to shop around. Let us help by bringing you three Ohio Truck Insurance Agents that will compete for your business.
Just fill out our short online form and you’ll get three competitive quotes from three top agents in OH. Simple!
How Much Does Truck Insurance Cost In Ohio?
The average cost for commercial truck insurance in OH is $15,874.
Most premiums range from $11,770 to $20,462.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are lots of things that drive the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In OH
1 Truck Based in Maumee
| Experience | Less Than 2 Years |
|---|---|
| Radius | Interstate, Below 500 Miles |
| Cargo | General Freight |
| Operation | For Hire |
| Premium | $14,540/yr |
1 Truck Based in Urbana
| Experience | New Venture |
|---|---|
| Radius | Interstate, Unlimited Miles |
| Cargo | General Freight, Household Goods, Produce, Meat, Dry Bulk, Refrigerated Food, Beverages, Paper Products |
| Operation | For Hire |
| Premium | $18,648/yr |
The most important factor for what you will pay is the insurance company that you choose. For truck insurance, it’s common for prices to vary by thousands of dollars for the same trucker! Sometimes the difference can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
It’s a good idea to shop the market. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Ohio
You need agents that specialize in truck insurance to get the right coverage at the best price. We’ve done that and located three of the best truck insurance agents in OH. With three agents quoting your policy you will have much broader access to the entire market of truck insurance companies. The agents will work hard to earn your business, but only one will emerge the winner. Shopping for truck insurance has never been this efficient.
Don’t waste your time tracking down three agents. Instead, let them come to you. Let’s get started!
Commercial Truck Insurance Companies in Ohio
Finding the best trucking insurance company in OH for your business can save you a lot of money. Some of the insurance carriers with the best prices can be hard to find though.
The companies below write 83% of the truck insurance polices in OH.
Top 10 Truck Insurance Companies in OH
- Acuity
- Auto Owners
- Canal
- Erie
- Great West
- National Indemnity
- Northland
- OOIDA
- Progressive
- Wesco
There are also over a dozen truck insurance carriers in OH that have the remaining 17% marketshare.
You do have choices when it comes to insuring your truck and we can help you. It’s just a matter of smart comparison shopping to get the best deal.
Compare quotes from different companies here.
Trucking Ins. Coverages
Ohio and the FMCSA have specific insurance requirements for semis. If you have your own authority, some coverages are mandatory, like primary liability. If you are a for-hire owner operator, you may be looking for physical damage truck insurance, bobtail coverage, and non trucking liability. No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Ohio Truck Insurance Requirements
Ohio law requires local truckers and new ventures to keep a certain amount of liability insurance. How much you need is determined by the type of freight you haul and where you transport it. If you never cross state lines, you must get a USDOT Number and PUCO # and keep a minimum amount of insurance:
| $300,000 | Liability Insurance (Household Goods) |
| $750,000 | Liability Insurance (General Freight) |
| $1,000,000 | Liability Insurance (Oil Transport) |
| $5,000,000 | Liability Insurance (Hazmat) |
| $10,000/vehicle and $10,000/catastrophe | Cargo Insurance (Intrastate household goods movers and interstate contract carriers) |
The insurance requirements for truck drivers who drive out of their state are a little more complicated. You must meet the above, and you must be in compliance with all the semi truck insurance requirements laid out by the federal government. Most federal liability limits are $750,000 or $1,000,000.
Both Ohio and the USDOT require certain filings be submitted by your insurance agent. Your insurance company knows which forms to send, and they’ll do all the filing for you. These forms inform the government that all your DOT truck insurance requirements are fulfilled. They must be submitted before you can receive your authority. Some common forms include:
- Form MCS-96
- Form E
- Form H
- OS-32
- The BMC-97
Specific Insurance for Owner/Operators in Ohio
Whatever type of operation you’re running, we can help. Our agents can find cheap truck insurance for all of the following operation types:
Handy Ohio Trucking Resources
Ohio Department of Transportation
Ohio Department of Motor Vehicles
Your Operation is Unique
You might be a local or a long hauler, a new venture or a hotshot. You may be a leased owner operator from Columbus or a fleet manager in Cleveland. Maybe you haul hazardous materials or corn. All that to say, no two trucking companies are alike. Your insurance policies need to be crafted specifically for you.
Since different truck insurance companies prefer different types of risks, it’s a good idea to shop around and find a company that is competitive with writing insurance for your specific situation. The bottom line is that you want cheap truck insurance without sacrificing coverage.
Get 3 Competitive quotes in all Ohio cities
No matter what city you live in our network of Ohio truck insurance brokers are ready to give you a quote. We cover all cities including…
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We also can give you multiple quotes in the neighboring states as well: PA, WV, KY, IN, MI
