Commercial Truck Insurance HQ

Get 3 Semi Truck Insurance Quotes

  • Truck Insurance 101
  • Truck Insurance Tips
  • Get 3 Quotes Now!
  • About Us
  • 843-790-6864

New York Commercial Truck Insurance

by Fred Podris. Updated on Aug 27, 2020

Are you looking for a New York Commercial Truck Insurance Quote? How about 3 quotes?

3 New York Commercial Truck Insurance Quotes

Compare NY Truck Insurance Quotes

To get the best deal on your semi truck insurance you need to shop around. Let us help by bringing you three New York Truck Insurance Agents that will compete for your business.

Just fill out our short online form and you’ll get three competitive quotes from three top agents in NY. Simple!

NY Trucking Insurance Quotes

How Much Does Truck Insurance Cost In New York?

The average cost for commercial truck insurance in NY is $12,789.

Most premiums range from $8,965 to $15,309.

These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are many factors that influence the cost such as: what you are hauling, your driving history, and how long you have been in business.

2 Real Examples Of Truck Insurance Costs In NY

1 Truck Based in Dobbs Ferry

ExperienceLess Than 2 Years
RadiusInterstate, Unlimited Miles
CargoMotor Vehicles, Garbage
OperationFor Hire, Private Property
Premium$9,043/yr

1 Truck Based in W Henrietta

ExperienceLess Than 2 Years
RadiusInterstate, Unlimited Miles
CargoGeneral Freight
OperationFor Hire
Premium$12,550/yr

Maybe the biggest factor for what you will pay is the insurance company that you choose. For truck insurance, it’s the norm for prices to vary by thousands of dollars for the same trucker! Sometimes the difference can even be over $10,000 for the same operation.

You can’t control how long you’ve been in business, but you can control what insurance company you choose.

It makes sense to compare prices. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.

3 Truck Insurance Agents in New York

You need agents that specialize in truck insurance to get the right coverage at the best price. We’ve done that and located three of the best truck insurance agents in NY. With three agents quoting your policy you will have much broader access to the entire market of truck insurance companies. The agents will work diligently to earn your business, but only one will become the winner.

Shopping for truck insurance has never been this easy. Don’t waste your time tracking down three agents. Instead, let them come to you. Let’s get started!

Commercial Truck Insurance Companies in New York

Finding the best trucking insurance company in NY for your operation can save you thousands. Some of the insurance carriers with the best prices can be difficult to find though.

The companies below write 83% of the truck insurance polices in NY.

Top 10 Truck Insurance Companies in NY

  • Country-Wide Insurance Co.
  • Erie
  • Integon / National General
  • Lancer
  • National Indemnity
  • Northland
  • OOIDA
  • Progressive
  • Protective Insurance
  • Sentry

Analysis performed by CTIHQ in 2020 using data from fmcsa.dot.gov. The NY truck insurance carriers listed above are based on their market share for 1-truck, interstate operations.

There are also over a dozen truck insurance carriers in NY that have the remaining 17% marketshare.

You do have choices when it comes to your insurance and we can help you. It’s just a matter of smart comparison shopping to get the best premium.

Compare quotes from different companies here.

Trucking Ins. Coverages

New York Semi Truck InsuranceNew York and the FMCSA have specific insurance requirements for semis. If you have your own authority, some coverages are mandatory, like primary liability. If you are a for-hire owner operator, you may be looking for physical damage truck insurance, bobtail coverage, and non trucking liability.

No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.

  • Primary Liability
  • General Liability
  • Physical Damage
  • Motor Truck Cargo
  • Bobtail Insurance
  • Non Trucking Liability Insurance
  • Trailer Interchange
  • Uninsured Motorist
  • Workers Compensation
  • Trucking Umbrella Policy

New York Truck Insurance Requirements

New York law asks local truckers and new ventures to maintain a minimum amount of liability insurance. How much you need is determined by the type of freight you transport and where you transport it. If you never take your truck out of state and your truck is over 10,000 GVW, you must maintain a minium level of insurance:

$5,000,000Liability Insurance (Hazmat)
$300,000Liability Insurance (Household Goods)
$750,000Liability Insurance (General Freight)
$1,000,000Liability Insurance (Oil Transport)
$5,000/vehicle and $10,000/catastropheCargo Insurance (Intrastate household goods movers and interstate contract carriers)

The insurance requirements for truck drivers who do insterstate work are a little different. In addition to the above, you must meet all the semi truck insurance requirements recommended by the federal government. Most federal liability limits are $750,000 or $1,000,000.

Both New York and the US Department of Transportation require certain filings be submitted by your insurance agent. Your insurance company knows which forms to send, and they’ll do all the filing for you. These forms inform the government that all your DOT truck insurance requirements are fulfilled. They must be received before your authority can be processed. Some common forms include:

  • The BMC-97
  • Form MCS-96
  • Form E
  • Form H

Specific Insurance for Owner-Operators in New York

No matter what type of operation you’re running, we’ve got your back. Our agents have access to cheap truck insurance for all of the following operation types:

  • Intermodal
  • Reefer
  • Flat Bed
  • Logging
  • Livestock
  • New Driver
  • Hazmat
  • Hot Shot
  • LTL
  • Car Carrier

Handy New York Trucking Resources

New York State FlagNew York Department of Transportation

New York Department of Motor Vehicles

New York State Motor Truck Association

New York Department of Insurance

Your Operation is Unique

You might be a local or a long hauler. Maybe you’re a new venture or a hotshot. You could be a leased owner operator from New York City or a fleet manager in Buffalo. Maybe you haul hazardous materials or grapes. All that to say, no two trucking companies are alike. Your insurance policies need to be crafted specifically for you.

Since different truck insurance companies prefer different types of risks, it’s a good idea to shop around and find a company that is competitive with writing insurance for your specific situation. The bottom line is that you want cheap truck insurance without sacrificing coverage.

Get 3 Competitive quotes in all New York cities

No matter what city you live in our network of New York truck insurance brokers are ready to give you a quote. We cover all cities including…

  • New York City
  • Oyster Bay
  • Buffalo
  • North Hempstead
  • Rochester
  • Yonkers
  • Syracuse
  • Ramapo
  • Amherst
  • Greenburgh
  • Clarkstown
  • New Rochelle
  • Mount Vernon
  • Schenectady
  • Utica
  • Tonawanda
  • Brentwood
  • Clay
  • White Plains
  • Union
  • Levitown
  • Irondequoit
  • Niagrara Falls
  • Troy
  • Orangetown
  • Perinton
  • West Seneca
  • Binghampton
  • Mount Pleasant
  • West Babylon
  • Freeport
  • Henrietta
  • Cortlandt
  • Hicksville
  • Coram
  • Cheektowaga

We also can give you multiple quotes in the neighboring states as well: PA, NJ, CT, MA, VT
SemiTruckInsuranceSavings

 

https://www.commercialtruckinsurancehq.com/wp-content/uploads/2019/12/Truck_Insurance_-_Computer.m4v

Want to talk to a real person?

843-790-6864

Call now for a quote


Over 100,000
truckers served


Excellent – 4.9
4.9 out of five star rating on Trustpilot
Trustpilot


How our Semi Truck Insurance Quotes Work

Commercial Truck Insurance HQ Address
Commercial Truck Insurance HQ
1050 Johnnie Dodds Blvd
Mt. Pleasant, SC 29464
Commercial Truck Insurance HQ Phone
843-790-6864
Monday - Friday
8:00am - 8:00pm ET
Commercial Truck Insurance HQ Email
team@commercialtruckinsurancehq.com
Coverages
  • Primary Liability
  • Cargo Insurance
  • Bobtail
  • Non-Trucking Liability
  • Trailer Interchange
  • Physical Damage
  • General Liability
Operation
  • Owner Operators
  • Motor Carriers
  • Truck Fleets
  • Long Haul
  • Local Only
  • New Ventures
  • More...
Who We Are
About Us
Contact Us
Reviews
Our service helps you save on truck insurance by bringing up to 3 agents to shop the market on your behalf. Get quotes for all operations and all commodities in all 50 states. Agents compete — you save.
Get Started
© Copyright 2023 Commercial Truck Quotes, LLC, All Rights Reserved
Privacy Policy
Terms of Service
Licenses
Site Map
Disclaimer: Commercial Truck Quotes LLC is a nationally licensed insurance agency and has created the content of this website with the aim to provide you the most up to date and accurate information possible. This information, however, does not come with any warranty, and should not be received as personal financial advice. Insurance terminology varies from state to state. Your coverages and how they are governed are decided by the language in your insurance policy.
  • Get Quotes
    Call Us