Are you looking for a Vermont Commercial Truck Insurance Quote? How about 3 quotes?
Compare VT Truck Insurance Quotes
To get the best price on your semi truck insurance you need to shop around. Let us help by bringing you three Vermont Truck Insurance Agents that will compete for your business.
Just fill out our short online form and you’ll get three competitive quotes from three top agents in VT. Simple!
How Much Does Truck Insurance Cost In Vermont?
The average cost for commercial truck insurance in VT is $13,792.
Most premiums range from $11,037 to $15,071.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are lots of things that influence the cost such as: what you are hauling, your driving history, and how long you have been in business.
An Example Of Truck Insurance Costs In VT
1 Truck Based in Stamford
| Experience | Over 3 Years |
|---|---|
| Radius | Interstate, Unlimited Miles |
| Cargo | General Freight, Motor Vehicles |
| Operation | For Hire |
| Premium | $11,825/yr |
The most important factor for what you will pay is the insurance company that you choose. For truck insurance, it’s the norm for prices to vary by thousands of dollars for the same trucker! Sometimes the difference can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
It’s a good idea to shop the market. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Vermont
You need to find agents that specialize in truck insurance to get the right coverage at the best price. We’ve done that and found three of the best truck insurance agents in VT. With three agents quoting your policy you will have much wider access to the entire market of truck insurance companies. The agents will duke it out to try and earn your business, but only one will bring you the best deal.
Shopping for truck insurance has never been this efficient. Don’t waste your time tracking down three agents. Let them come to you instead. Let’s get started!
Commercial Truck Insurance Companies in Vermont
Finding the best trucking insurance company in VT for your business can save you a lot of money. Some of the companies with the best prices can be difficult to find though.
The companies below write 83% of the truck insurance polices in VT.
Top 10 Truck Insurance Companies in VT
- Acadia
- Great West
- Lancer
- Liberty Mutual
- MMG Insurance Company
- National Casualty Company
- Nationwide
- Ohio Mutual Insurance Group
- Progressive
- Travelers
There are also over a dozen truck insurance carriers in VT that have the remaining 17% marketshare.
You do have choices when it comes to insuring your truck and we can help you. It’s just a matter of smart comparison shopping to get the best deal.
Compare quotes from different companies here.
Trucking Ins. Coverages
Vermont and the FMCSA have specific insurance requirements for semis. If you have your own authority, some coverages are mandatory, like primary liability. If you are leased to a motor carrier, you may be looking for physical damage truck insurance, bobtail coverage, and non trucking liability.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Vermont Truck Insurance Requirements
Vermont law requires local truck drivers and new ventures to keep a minimum amount of liability insurance. How much you need is determined by the type of freight you pull and where you haul it. If you don’t leave the state, you must be insured up to the following levels:
| $1,000,000 | Liability Insurance (Oil Transport) |
| $5,000,000 | Liability Insurance (Hazmat) |
| $300,000 | Liability Insurance (Household Goods) |
| $750,000 | Liability Insurance (General Freight) |
The insurance requirements for truck drivers who do cross state lines ask a little more. In addition to the above, you must be in compliance with all the semi truck insurance requirements laid out by the FMCSA. Most federal liability limits are $750,000 or $1,000,000.
Both Vermont and the FMCSA require certain filings be submitted by your insurance agent. Your insurance agent or insurance company should take care of these filings for you. These forms show the government that all your DOT truck insurance requirements are fulfilled. They must be filed before you can get your authority. Some common forms include:
- Form MCS-98
- Form E
- Form H
- The BMC-99
Tailored Insurance for Owner/Operators in Vermont
Whatever type of operation you’re running, we can help. Our agents have access to cheap truck insurance for all of the following operation types:
Handy Vermont Trucking Resources
Vermont Department of Transportation
Vermont Department of Motor Vehicles
Vermont Truck and Bus Association
Vermont Department of Insurance
Your Operation is Unique
You might be a local or a long hauler. Maybe you’re a new venture or a hotshot. You could be a leased owner operator from Burlington or a fleet manager in Essex. Maybe you haul hazardous materials or maple syrup. All that to say, no two trucking companies are alike. Your insurance policies need to be tailored specifically for you.
Since different truck insurance companies prefer different types of risks, it’s smart to shop around and find a company that is competitive with writing insurance for your specific operation. The bottom line is that you want cheap truck insurance without sacrificing coverage.
Get 3 Competitive quotes in all Vermont cities
No matter what city you live in our network of Vermont insurance brokers are ready to give you a quote. We cover all cities including…
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We also can give you multiple quotes in the neighboring states as well: NY, MA, NH, ME
