Searching for Commercial Truck Insurance in Massachusetts? Don’t get just 1 quote, get 3!
Compare Massachusetts Truck Insurance Quotes
To get the best deal on your semi truck insurance you need to comparison shop. Let us help by bringing you three Massachusetts Truck Insurance Agents that will compete for your business.
Fill out one easy online form and you’ll get three competitive quotes from three top agents in MA. Simple!
How Much Does Truck Insurance Cost In Massachusetts?
The average cost for commercial truck insurance in MA is $13,792.
Most premiums range from $11,037 to $15,071.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are lots of things that drive the cost such as: what you are hauling, your driving history, and how long you have been in business.
An Example Of Truck Insurance Costs In MA
1 Truck Based in Liphonia
|Radius||Interstate, Below 500 Miles|
Maybe the biggest factor for what you will pay is the insurance company that you choose. For truck insurance, it’s common for prices to vary by thousands of dollars for the same trucker! We’ve seen differences that can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
It makes sense to compare prices. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Massachusetts
You need agents that specialize in truck insurance to get the right coverage at the best rate, and that is exactly what we’ll bring you.
We’ve done the hard work for you and located three of the best truck insurance agents in MA. The agents, like alpha-rams, will lock horns in their battle to write your policy, but only one will emerge the champ. By having three agents quote your policy you will have much broader access to the whole market of truck insurance companies.
With three extremely competitive quotes to choose from, you will be able to quickly find the best policy at the best price. Shopping for truck insurance has never been this easy or efficient.
Don’t waste your time hunting down three agents. Let them come to you. Let’s get started!
Commercial Truck Insurance Companies in Massachusetts
Finding the best trucking insurance company in MA for your outfit can result in huge savings. Some of the insurance providers with the best prices can be hard to find though.
The companies below write 93% of the truck insurance polices in MA.
Top 10 Truck Insurance Companies in MA
- Arbella Insurance
- IAT Insurance Group
- North American Specialty Insurance Company
- Pilgrim Insurance Company
- Safety Insurance Company
There are also over a dozen truck insurance carriers in MA that have the remaining 7% marketshare.
You do have choices when it comes to your insurance and we can help you. It’s just a matter of smart comparison shopping to get the best price.
Compare quotes from different companies here.
Trucking Ins. Coverages
Massachusetts and the FMCSA have specific insurance requirements for semis. Some coverages are mandatory, like primary liability. Others, such as physical damage truck insurance and bobtail coverage, are just smart to have.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Massachusetts Truck Insurance Requirements
Massachusetts state law requires local truck drivers and new ventures to have a minimum amount of liability insurance. How much you need is determined by the type of freight you carry and where you carry it. You must be insured up to the following levels:
|$1,000,000||Liability Insurance (Oil Transport)|
|$5,000,000||Liability Insurance (Hazmat)|
|$300,000||Liability Insurance (Household Goods)|
|$750,000||Liability Insurance (General Freight)|
|$10,000/vehicle||Cargo Insurance (Intrastate household goods movers and interstate contract carriers)|
The insurance requirements for truck drivers who drive out of their state are more thorough. In addition to the above, you must be in compliance with all the semi truck insurance requirements laid out by the FMCSA. Most federal liability limits are $750,000 or $1,000,000.
Both Massachusetts and the US DOT require certain filings be submitted by your insurance agent. The insurance agent or company will fill out and submit these filings for you. These forms let the government know that all your DOT truck insurance requirements are fulfilled. They must be filed before you can get your authority. Some common forms include:
- The BMC-95
- Form MCS-94
- Form H
Tailored Insurance for Owner Operators in Massachusetts
No matter what type of operation you’re running, we have you covered. Our agents have access to cheap truck insurance for all of the following operation types:
Handy Massachusetts Trucking Resources
Your Situation is Unique
You may be a local or long hauler. You might be an owner operator from Boston hauling produce. Or a manager of a fleet in Worcester hauling hazardous materials. No two trucking operations are identical, so your insurance policies need to be tailored to you.
Since different truck insurance companies prefer different types of risks, it’s smart to shop around and find a company that is competitive with writing insurance for your specific business. The bottom line is that you want cheap truck insurance without sacrificing coverage.
Get 3 Competitive quotes in all Massachusetts cities
No matter what city you live in our network of Massachusetts truck insurance brokers are ready to give you a quote. We help truckers save on insurance. That’s all we do. We cover all cities including…