Are you searching for a Commercial Truck Insurance Quote in Nebraska? Don’t get 1 quote, get 3!
Compare Truck Insurance Quotes
To get the best rate on your semi truck insurance you need to get multiple quotes. Let us help by bringing you three Nebraska Truck Insurance Agents that will compete for your business.
Fill out one quick online form and you’ll get three competitive quotes from three top agents in NE. Simple!
How Much Does Truck Insurance Cost In Nebraska?
The average cost for commercial truck insurance in NE is $13,619.
Most premiums range from $10,260 to $15,459.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are several variables that drive the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In NE
1 Truck Based in Papillion
| Experience | New Venture |
|---|---|
| Radius | Interstate, Unlimited Miles |
| Cargo | Liquids/Gases, Chemicals |
| Operation | For Hire |
| Premium | $10,260/yr |
1 Truck Based in Newman Grove
| Experience | Over 3 Years |
|---|---|
| Radius | Interstate, Unlimited Miles |
| Cargo | Livestock, Grain/Feed/Hay, Dry Bulk |
| Operation | For Hire, Exempt For Hire |
| Premium | $19,565/yr |
The most important factor for what you will pay is the insurance company that you choose. For truck insurance, it’s the norm for prices to vary by thousands of dollars for the same trucker! Sometimes the difference can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
It makes sense to compare prices. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Nebraska
You need agents that specialize in truck insurance to get the right coverage at the best rate, and that is exactly what we’ll bring you.
We’ve done the hard work for you and located three of the best truck insurance agents in NE. The agents, like alpha-rams, will lock horns in their battle to write your policy, but only one will emerge the champion. By having three agents quote your policy you will have much broader access to the whole market of truck insurance companies.
With three extremely competitive quotes to choose from, you will be able to quickly find the best policy at the best price. Shopping for truck insurance has never been this easy or efficient.
Don’t waste your time hunting down three agents. Let them come to you. Let’s get started!
Commercial Truck Insurance Companies in Nebraska
Finding the best trucking insurance company in NE for your business can save you thousands. Some of the companies with the best prices can be hard to find though.
The companies below write 92% of the truck insurance polices in NE.
Top 10 Truck Insurance Companies in NE
- Acuity
- Auto Owners
- Berkshire
- Employers Mutual
- Farm Bureau
- Great West
- Grinnell Mutual
- National Casualty Company
- Northland
- Progressive
There are also over a dozen truck insurance carriers in NE that have the remaining 8% marketshare.
You do have choices when it comes to insuring your truck and we can help you. It’s just a matter of smart comparison shopping to get the best premium.
Compare quotes from different companies here.
Trucking Ins. Coverages
Nebraska and the FMCSA have specific insurance requirements for semis. Some coverages are mandatory, like primary liability. Others, such as physical damage truck insurance and bobtail coverage, are just smart to have.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Nebraska Truck Insurance Requirements
Nebraska law requires local truckers and new ventures to keep a certain amount of liability insurance. The amount you need depends on what freight you transport and where you carry it. If you don’t take your truck out of state and your truck is over 10,000 GVW, you must get an intrastate only USDOT Number and keep a minimum amount of insurance:
| $300,000 | Liability Insurance (Household Goods) |
| $750,000 | Liability Insurance (General Freight) |
| $1,000,000 | Liability Insurance (Oil Transport) |
| $5,000,000 | Liability Insurance (Hazmat) |
| $5,000/vehicle and $5,000/catastrophe | Cargo Insurance (Intrastate household goods movers) |
The insurance requirements for truck drivers who cross state lines go into further detail. In addition to the above, you must comply with all the DOT truck insurance requirements laid out by the federal government. Typical federal liability limits are between $750,000 and $1,000,000.
Both Nebraska and the US Department of Transportation require certain filings be submitted by your insurance agent. The insurance agent or company will fill out and submit these filings for you. These forms let the government know that all your semi truck insurance requirements are fulfilled. They must be received before your authority can be processed. Some common forms include:
- The BMC-96
- Form MCS-95
- Form E
Tailored Insurance for Owner/Operators in Nebraska
No matter what type of operation you have, we can help. Our agents can find cheap truck insurance for all of the following operation types:
Handy Nebraska Trucking Resources
Nebraska Department of Transportation
Nebraska Department of Motor Vehicles
Nebraska Department of Insurance
Your Operation is Unique
You may be a local or long hauler. You might be an owner operator from Omaha hauling corn. Or a manager of a fleet in Lincoln hauling hazardous materials. No two trucking operations are the same, so your insurance policies need to be tailored to you.
Since different truck insurance companies prefer different types of risks, it pays to shop around and find a company that is competitive with writing insurance for your specific operation. The bottom line is that you want cheap truck insurance without sacrificing coverage.
Get 3 Competitive quotes in all Nebraska cities
No matter what city you live in our network of Nebraska truck insurance brokers are ready to give you a quote. We help truckers save on insurance. That’s all we do. We cover all cities including…
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We also can give you multiple quotes in the nearby states as well: ID, WY, ND, SD
