Are you tracking down a Commercial Truck Insurance Quote in Missouri? Don’t get just 1 quote, get 3!
Compare Truck Insurance Quotes
To get the best deal on your semi truck insurance you need to comparison shop. Let us help by bringing you three Missouri Truck Insurance Agents that will compete for your business.
Fill out one short online form and you’ll get three competitive quotes from three top agents in MO. Easy!
How Much Does Truck Insurance Cost In Missouri?
The average cost for commercial truck insurance in MO is $13,832.
Most premiums range from $11,719 to $15,120.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are several variables that drive the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In MO
1 Truck Based in Saint Louis
|Experience||Over 3 Years|
|Radius||Interstate, Unlimited Miles|
|Cargo||General Freight, Dry Bulk, Beverages, Paper Products, Utilities|
1 Truck Based in Ballwin
|Experience||Less Than 2 Years|
|Radius||Interstate, Unlimited Miles|
Perhaps the largest variable for what you will pay is the insurance company that you choose. For truck insurance, it’s common for prices to vary by thousands of dollars for the same trucker! Sometimes the difference can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
So it really pays to shop around. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Missouri
You need agents that specialize in truck insurance to get the right coverage at the best rate, and that is exactly what we’ll bring you.
We’ve done the hard work for you and located three of the best truck insurance agents in MO. The agents, like alpha-rams, will lock horns in their battle to secure your business, but only one will emerge the champ. By having three agents quote your policy you will have much broader access to the whole market of truck insurance companies.
With three extremely competitive quotes to choose from, you will be able to quickly find the best policy at the best price. Shopping for truck insurance has never been this easy or efficient.
Don’t waste your time hunting down three agents. Let them come to you. Let’s get started!
Commercial Truck Insurance Companies in Missouri
Finding the best trucking insurance company in MO for your business can save you thousands. Some of the companies with the best premiums can be difficult to find though.
The companies below write 82% of the truck insurance polices in MO.
Top 10 Truck Insurance Companies in MO
- Auto Owners
- Great West
- IAT Insurance Group
- National Indemnity
There are also over a dozen truck insurance carriers in MO that have the remaining 18% marketshare.
You do have choices when it comes to insuring your truck and we can help you. It’s just a matter of smart comparison shopping to get the best combination of prices and coverage.
Compare quotes from different companies here.
Trucking Ins. Coverages
Missouri and the FMCSA have specific insurance requirements for semis. Some coverages are mandatory, like primary liability. Others, such as physical damage truck insurance and bobtail coverage, are just smart to have.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Missouri Truck Insurance Requirements
Missouri state law requires local truck drivers and new ventures to keep a certain amount of liability insurance. How much you need depends on what freight you transport and where you carry it. If you don’t take your truck out of state, you must get an intrastate only USDOT Number and be insured up to the following levels:
|$1,000,000||Liability Insurance (Oil Transport)|
|$5,000,000||Liability Insurance (Hazmat)|
|$300,000||Liability Insurance (Household Goods)|
|$750,000||Liability Insurance (General Freight)|
|$2,500/vehicle and $5,000/catastrophe||Cargo Insurance (Intrastate household goods movers and interstate contract carriers)|
The insurance requirements for truck drivers who do insterstate work are more detailed. In addition to the above, you must comply with all the semi truck insurance requirements laid out by the FMCSA. Typical federal liability limits are between $750,000 and $1,000,000.
Both Missouri and the US Department of Transportation require certain filings be submitted by your insurance agent. The insurance agent or company will fill out and submit these filings for you. These forms let the government know that all your DOT truck insurance requirements are fulfilled. They must be received before your authority can be processed. Some common forms include:
- Form MCS-94
- Form E
- Form H
- The BMC-95
Specialized Insurance for Owner/Operators in Missouri
Whatever type of operation you’re running, we can help. Our agents can find cheap truck insurance for all of the following operation types:
Handy Missouri Trucking Resources
Your Truck Company is Unique
You may be a local or long hauler. You might be an owner operator from Kansas City hauling produce. Or a manager of a fleet in St. Louis hauling hazardous materials. No two trucking operations are the same, so your insurance policies need to be tailored to you.
Since different truck insurance companies prefer different types of risks, it’s a good idea to shop around and find a company that is competitive with writing insurance for your specific situation. The bottom line is that you want cheap truck insurance without sacrificing coverage.
Get 3 Competitive quotes in all Missouri cities
No matter what city you live in our network of Missouri truck insurance brokers are ready to give you a quote. We help truckers save on insurance. That’s all we do. We cover all cities including…