Want the best deal on your Trucking Insurance? Save big by letting 3 agents compete for your business. It’s Fast, Free, and Efficient!
Did you know there are over 50 Commercial Truck Insurance Companies?
The Best Semi Truck Insurance Company
Where can you find the commercial truck insurance company with the best price and the best insurance coverage?
The best truck insurance policy for you will depend on finding the insurance company this underwrites your unique business the best. Matching your risk characteristics to the underwriting appetite results in the best coverage and price.
It’s no surprise that some companies are much more competitive than others when it comes to writing commercial truck insurance policies for owner-operators.
The main factors a commercial trucking insurance company will be weighing are:
- The cargo you haul
- Your radius of operation. Are you a truck driver working longhaul or intrastate routes?
- Your Motor Vehicle Report. What’s your safety record?
- Your CDL experience. How many years of CDL experience do you have?
When you find the commercial truck insurance company that is most competitive with your unique combination of factors, you’ll be surprised how much you can save.
It’s a good idea to check the A.M. Best Rating of the insurance companies you are receiving quotes from. You want to to be backed by a strong company and also some shippers will not load freight on a truck insured by someone with anything less than an A.M. Best rating of an “A”.
It always pays to get multiple commercial truck insurance quotes in your search for the best commercial truck insurance.
Rating Factors of Semi Truck Insurance Companies
Operation Type
| Radius of Operation
Fleet Size
Experience
| Coverages
Other Factors
|
Multiple Truck Insurance Quotes is a Must
The different types of trucking operations are nearly endless. The trick is to find the one truck insurance company that is the most competitive with your particular business.
You may be an intrastate log hauler from California with 4 trucks. Sure, a lot of insurance companies might write a policy for you, but you need to find the one that is the most competitive with small fleet CA log haulers. You’ll save big by doing this.
The problem is that it’s hard to find that company. By getting multiple quotes from multiple agents you will be shopping a bigger percentage of the market and greatly increase your chance of finding a better deal.
Trucking companies that shop every year or two are ones that don’t overpay and get market rates.
USA Truck Insurance Company Directory
Take a look at how many for-hire truck insurance companies there are in the American market today. If you got a high renewal quote or are shopping for truck insurance as a new venture, shopping around is the best way to reduce insurance costs for your particular trucking operation. Don’t hunt down 3 agents. Let them come to you!
| 1st Guard Corporation Carolina Casualty Insurance Co Farmers Truck Insurance Exchange Great American Insurance Group | Lancer Insurance Company National Interstate Insurance Co |
Compare coverages from multiple trucking insurance companies
Part of finding the best commercial truck insurance company is finding the one that offers the best coverage to motor carriers. The 3 pillars of a trucking policy are Primary Liability Insurance, Cargo Insurance, and Physical Damage Insurance.
Some companies are sticklers when it comes to covering losses, and have many exclusions. Finding a broad policy with the right coverage options at a good price is the name of the game.
If you are a leased owner operator, your needs are a little different, and you should find the bobtail or non-trucking liability policy that best covers your needs. Check your lease agreement to find the exact requirements and make sure there are no gaps in coverage.
Talk to other truckers as insurers have reputations that spread easily. Some insurers are known for being trucker friendly and others….. no so much.
Shop more of these companies at once
If you are in the trucking industry and need to cover tractor trailers or any other types of trucks, the fact that insurance quotes can vary by thousands of dollars means that it’s easy to overpay.
Find the best trucking insurance company for your operation and commercial vehicles by letting 3 insurance agencies compete for your business.
Just fill out 1 quick form and we’ll bring 3 truck insurance agents to you. They are each appointed with different companies and will shop the market and bring you their best quote.
May the best agent win and enjoy the savings!
