Are you looking for a Utah Commercial Truck Insurance Quote? How about 3 quotes?
Compare Truck Insurance Quotes
To get the best price on your semi truck insurance you need to shop around. Let us help by bringing you three Utah Truck Insurance Agents that will compete for your business.
Just fill out our short online form and you’ll get three competitive quotes from three top agents in UT. Simple!
How Much Does Truck Insurance Cost In Utah?
The average cost for commercial truck insurance in UT is $14,456.
Most premiums range from $8,335 to $19,119.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are several variables that drive the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In UT
1 Truck Based in Herriman
| Experience | Over 3 Years |
|---|---|
| Radius | Interstate, Below 500 Miles |
| Cargo | General Freight, Household Goods, Metal, Motor Vehicles, Drive Away, Logs, Building Materials, Machinery, Dry Bulk |
| Operation | For Hire, Private Property |
| Premium | $8,335/yr |
1 Truck Based in West Jordan
| Experience | Over 3 Years |
|---|---|
| Radius | Interstate, Below 500 Miles |
| Cargo | General Freight, Produce, Meat, Refrigerated Food, Beverages, Paper Products |
| Operation | For Hire |
| Premium | $19,119/yr |
The most important factor for what you will pay is the insurance company that you choose. For truck insurance, it’s the norm for prices to vary by thousands of dollars for the same trucker! Sometimes the difference can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
It makes sense to compare prices. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Utah
You need to find agents that specialize in truck insurance to get the right coverage at the best price. We’ve done that and found three of the best truck insurance agents in UT. With three agents quoting your policy you will have much broader access to the whole market of truck insurance companies. The agents will work hard to earn your business, but only one will bring you the best deal.
Shopping for truck insurance has never been this efficient. Don’t waste your time tracking down three agents. Let them come to you instead. Let’s get started!
Commercial Truck Insurance Companies in Utah
Finding the best trucking insurance company in UT for your business can save you a lot of money. Some of the insurance providers with the best prices can be hard to find though.
The companies below write 87% of the truck insurance polices in UT.
Top 10 Truck Insurance Companies in UT
- Eastern Atlantic
- Farm Bureau
- Great West
- IAT Insurance Group
- Lancer
- National Casualty Company
- National Indemnity
- Northland
- Progressive
- Sentry
There are also over a dozen truck insurance carriers in UT that have the remaining 13% marketshare.
You do have choices when it comes to your insurance and we can help you. It’s just a matter of smart comparison shopping to get the best combination of prices and coverage.
Compare quotes from different companies here.
Trucking Ins. Coverages
Utah and the FMCSA have specific insurance requirements for semis. If you have your own authority, some coverages are mandatory, like primary liability. If you are leased to a motor carrier, you may be looking for physical damage truck insurance, bobtail coverage, and non trucking liability.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Utah Truck Insurance Requirements
Utah law asks local truckers and new ventures to keep a certain amount of liability insurance. How much you need is determined by the type of freight you pull and where you haul it. If you don’t cross state lines and your truck is more than 12,000 GVW, you must get an intrastate only USDOT Number and maintain a minium level of insurance:
| $5,000,000 | Liability Insurance (Hazmat) |
| $300,000 | Liability Insurance (Household Goods) |
| $750,000 | Liability Insurance (General Freight) |
| $1,000,000 | Liability Insurance (Oil Transport) |
The insurance requirements for truck drivers who travel out-of-state go into further detail. In addition to the above, you must meet all the semi truck insurance requirements recommended by the federal government. Most federal liability limits are $750,000 or $1,000,000.
Both Utah and the FMCSA require certain filings be submitted by your insurance agent. Your insurance agent or insurance company should take care of these filings for you. These forms show the government that all your DOT truck insurance requirements are fulfilled. They must be submitted before you can receive your authority. Some common forms include:
- Form H
- The BMC-99
- Form MCS-98
Specific Insurance for Owner/Operators in Utah
Whatever type of operation you have, we can help. Our agents can find cheap truck insurance for all of the following operation types:
Handy Utah Trucking Resources
Utah Department of Transportation
Utah Department of Motor Vehicles
Your Operation is Unique
You might be a local or a long hauler. Maybe you’re a new venture or a hotshot. You could be a leased owner operator from Provo or a fleet manager in Salt Lake City. Maybe you haul hazardous materials or barley. All that to say, no two trucking companies are alike. Your insurance policies need to be tailored specifically for you.
Since different truck insurance companies prefer different types of risks, it’s smart to shop around and find a company that is competitive with writing insurance for your specific operation. The bottom line is that you want cheap truck insurance without sacrificing coverage.
Get 3 Competitive quotes in all Utah cities
No matter what city you live in our network of Utah insurance brokers are ready to give you a quote. We cover all cities including…
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We also can give you multiple quotes in the neighboring states as well: NV, ID, WY, CO, NM, AZ
