Are you looking for a Commercial Truck Insurance Quote in Idaho? Well, don’t get just 1 quote, get 3!
Compare Idaho Truck Insurance Quotes
To get the best price on your semi truck insurance you need to get multiple quotes. Let us help by bringing you three Idaho Truck Insurance Agents that will compete for your business.
Fill out one short online form and you’ll get three competitive quotes from three top agents in ID. Easy!
How Much Does Truck Insurance Cost In Idaho?
The average cost for commercial truck insurance in ID is $9,703.
Most premiums range from $6,658 to $10,595.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are lots of things that drive the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In ID
1 Truck Based in Eagle
|Experience||Over 3 Years|
|Radius||Interstate, Below 500 Miles|
|Cargo||General Freight, Building Materials, Machinery|
1 Truck Based in Nezperce
|Experience||Over 3 Years|
|Radius||Interstate, Unlimited Miles|
|Cargo||General Freight, Motor Vehicles, Grain/Feed/Hay, Farm Supplies, Construction|
|Operation||For Hire, Private Property|
The most important factor for what you will pay is the insurance company that you choose. For truck insurance, it’s the norm for prices to vary by thousands of dollars for the same trucker! We’ve seen differences that can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
So it really pays to shop around. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Idaho
Getting the right coverage at the best rate requires agents that specialize in truck insurance, and that is exactly what we’ll bring you. By having three agents quote your policy you will have much broader access to the truck insurance companies.
We’ve done the hard work for you and located three of the top truck insurance agents in ID. The agents, like alpha-rams, will lock horns in their fight to earn your policy, but only one will emerge the winner.
With three extremely competitive quotes to choose from, you will be able to quickly find the best policy at the best price. Shopping for truck insurance has never been this easy or efficient.
Don’t waste your time hunting down three agents. Let them come to you. Let’s get started!
Commercial Truck Insurance Companies in Idaho
Finding the best trucking insurance company in ID for your business can save you thousands. Some of the insurance carriers with the best prices can be difficult to find though.
The companies below write 89% of the truck insurance polices in ID.
Top 10 Truck Insurance Companies in ID
- Auto Owners
- Great West
- IAT Insurance Group
- Western Community Insurance Company
There are also over a dozen truck insurance carriers in ID that have the remaining 11% marketshare.
You do have choices when it comes to insuring your truck and we can help you. It’s just a matter of smart comparison shopping to get the best combination of prices and coverage.
Compare quotes from different companies here.
Trucking Ins. Coverages
The FMCSA and the state of Idaho have specific insurance requirements for semis. Some coverages are mandatory, like primary liability, while others, such as physical damage truck insurance and bobtail coverage are just smart to have.
No matter what type of coverage your operation needs, we can have three truck insurance brokers give you a quote.
Click on a coverage below to learn more about it, then fill out our short form to get your three quotes.
Idaho Truck Insurance Requirements
Idaho state law asks local truckers and new ventures to have a certain amount of liability insurance. How much you need is determined by what freight you pull and where you pull it. If you never leave the state and your truck is over 26,000 GVW, you must maintain a minium level of insurance:
|$5,000,000||Liability Insurance (Hazmat)|
|$300,000||Liability Insurance (Household Goods)|
|$750,000||Liability Insurance (General Freight)|
|$1,000,000||Liability Insurance (Oil Transport)|
The insurance requirements for truck drivers who drive through multiple states go into further detail. You must meet the above, and you must be in compliance with all the semi truck insurance requirements recommended by the federal government. Most federal liability limits are between $750,000 and $1,000,000.
Both Idaho and the FMCSA require certain filings be submitted by your insurance agent. Your agent or insurance company will prepare these filings for you. These forms tell the government that all your DOT truck insurance requirements are fulfilled. They must be filed before you can get your authority. Some common forms include:
- The BMC-93
- Form MCS-92
- Form E
- Form H
Tailored Insurance for Owner Operators in Idaho
No matter what type of operation you’re running, we have you covered. Our agents can find cheap truck insurance for all of the following operation types:
Your situation is unique
You may be a local, intermediate or long hauler; an owner operator or a fleet manager; haul hazardous materials or pine-straw. No two trucking operations are alike, so your insurance policies need to be tailored to you.
Since different truck insurance companies prefer different types of risks, it pays to shop around and find a company that is competitive with writing insurance for your specific type of operation. Let three agents compete to build your next policy, and save!
Handy Idaho Trucking Resources
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