Are you searching for an Arizona Commercial Truck Insurance Quote? You have come to the right place.
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Compare Arizona Truck Insurance Quotes
To get the best price on your semi truck insurance you need to get multiple quotes. Let us help by bringing you three Arizona Truck Insurance Agents that will compete for your business.
Fill out one short online form and you’ll get three competitive quotes from three top agents in AZ. Easy!
How Much Does Truck Insurance Cost In Arizona?
The average cost for commercial truck insurance in AZ is $12,418.
Most premiums range from $10,087 to $13,977.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are several variables that drive the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In AZ
1 Truck Based in Hesperia
|Radius||Interstate, Unlimited Miles|
1 Truck Based in Avondale
|Experience||Over 3 Years|
|Radius||Interstate, Below 500 Miles|
|Cargo||General Freight, Drive Away, Produce, Meat, Refrigerated Food, Paper Products|
Maybe the biggest factor for what you will pay is the insurance company that you choose. For truck insurance, it’s common for prices to vary by thousands of dollars for the same trucker! Sometimes the difference can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
So it really pays to shop around. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Arizona
You need agents that specialize in truck insurance to get the right coverage at the best rate.
We’ve done the hard work for you and located three of the best truck insurance agents in AZ. The agents, like alpha-rams, will lock horns in their battle to write your policy, but only one will emerge the winner. With three agents quoting your policy you will have much broader access to the whole market of truck insurance companies.
Shopping for truck insurance has never been this easy or efficient. Don’t waste your time hunting down three agents. Let them come to you. Let’s get started!
Commercial Truck Insurance Companies in Arizona
Finding the best trucking insurance company in AZ for your business can save you thousands. Some of the companies with the best prices can be difficult to find though.
The companies below write 80% of the truck insurance polices in AZ.
Top 10 Truck Insurance Companies in AZ
- Daily Underwriters Of America
- Eastern Atlantic
- Great West
- IAT Insurance Group
- National Indemnity
There are also over a dozen truck insurance carriers in AZ that have the remaining 20% marketshare.
You do have choices when it comes to insuring your truck and we can help you. It’s just a matter of smart comparison shopping to get the best combination of prices and coverage.
Compare quotes from different companies here.
Trucking Ins. Coverages
Arizona and the FMCSA have specific insurance requirements for semis. Some coverages are mandatory, like primary liability. Others, such as physical damage truck insurance and bobtail coverage, are just smart to have.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Arizona Truck Insurance Requirements
Arizona state law requires local truckers and new ventures to have a certain amount of liability insurance. How much you need depends on the type of freight you haul and where you haul it. If you don’t cross state lines and your truck is over 18,000 GVW, you must get an intrastate only USDOT Number and keep a minimum amount of insurance:
|$300,000||Liability Insurance (Household Goods)|
|$750,000||Liability Insurance (General Freight)|
|$1,000,000||Liability Insurance (Oil Transport)|
|$5,000,000||Liability Insurance (Hazmat)|
The insurance requirements for truck drivers who do cross state lines are a little more complicated. In addition to the above, you must comply with all the semi truck insurance requirements laid out by the federal government. Typical federal liability limits are $750,000 or $1,000,000.
Both Arizona and the USDOT require certain filings be submitted by your insurance agent. Your insurance agent or insurance company should take care of these filings for you. These forms show the government that all your DOT truck insurance requirements are fulfilled. They must be submitted before you can receive your authority. Some common forms include:
- The BMC-91
- Form MCS-90
- Form E
Tailored Insurance for Owner Operators in Arizona
Whatever type of operation you have, we have you covered. Our agents can find cheap truck insurance for all of the following operation types:
Handy Arizona Trucking Resources
The Copper State
Also known as the Copper State, Arizona is home to the Grand Canyon. Our goal is to make sure you are not paying an extra Grand to keep your truck insured. Even though Arizona was the last contiguous state to be added to the Union, truckers in AZ don’t have to be last in insurance savings.
We work hard to make sure your shopping is easy. So if you have been decimated by an outdated and expensive policy, it’s time to rise from the ashes like a Phoenix and move on to a new gloriously less-expensive policy.
Get 3 Competitive quotes in all Arizona cities
No matter what city you live, our network of Arizona insurance agents are ready to help. We cover all cities including…