Are you searching for a Colorado Commercial Truck Insurance Quote? Don’t get 1 quote, get 3!
Compare Colorado Truck Insurance Quotes
To get the best price on your semi truck insurance you need to get multiple quotes. Let us help by bringing you three Colorado Truck Insurance Agents that will compete for your business.
Fill out one short online form and you’ll get three competitive quotes from three top agents in CO. Easy!
How Much Does Truck Insurance Cost In Colorado?
The average cost for commercial truck insurance in CO is $12,213.
Most premiums range from $10,832 to $13,162.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are several variables that influence the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In CO
1 Truck Based in Golden
| Experience | New Venture |
|---|---|
| Radius | Interstate, Unlimited Miles |
| Cargo | General Freight, Motor Vehicles, Drive Away, Building Materials, Machinery |
| Operation | For Hire |
| Premium | $11,962/yr |
1 Truck Based in Thornton
| Experience | New Venture |
|---|---|
| Radius | Intrastate |
| Cargo | General Freight, Garbage |
| Operation | Private Property |
| Premium | $12,878/yr |
The most important factor for what you will pay is the insurance company that you choose. For truck insurance, it’s common for prices to vary by thousands of dollars for the same trucker! We’ve seen differences that can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
So it really pays to shop around. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Colorado
You need agents that specialize in truck insurance to get the right coverage at the best rate.
We’ve done the hard work for you and located three of the best truck insurance agents in CO. The agents, like alpha-rams, will lock horns in their battle to write your policy, but only one will emerge the winner. With three agents quoting your policy you will have much broader access to the whole market of truck insurance companies.
Shopping for truck insurance has never been this easy or efficient. Don’t waste your time hunting down three agents. Let them come to you. Let’s get started!
Commercial Truck Insurance Companies in Colorado
Finding the best trucking insurance company in CO for your operation can save you a lot of money. Some of the companies with the best premiums can be hard to find though.
The companies below write 90% of the truck insurance polices in CO.
Top 10 Truck Insurance Companies in CO
- Berkshire
- Canal
- Great West
- IAT Insurance Group
- Lancer
- National Indemnity
- Northland
- OOIDA
- Progressive
- Shelter Insuranec Company
There are also over a dozen truck insurance carriers in CO that have the remaining 10% marketshare.
You do have choices when it comes to your insurance and we can help you. It’s just a matter of smart comparison shopping to get the best deal.
Compare quotes from different companies here.
Trucking Ins. Coverage
Colorado and the FMCSA have specific insurance requirements for semis. Some coverages are mandatory, like primary liability. Others, such as physical damage truck insurance and bobtail coverage, are just smart to have.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Colorado Truck Insurance Requirements
Colorado state law asks local truck drivers and new ventures to maintain a minimum amount of liability insurance. The amount you need depends on the type of freight you haul and where you haul it. If you don’t cross state lines and your truck is over 10,000 GVW, you must get an intrastate only USDOT Number and have a minimum amount of insurance:
| $750,000 | Liability Insurance (General Freight) |
| $1,000,000 | Liability Insurance (Oil Transport) |
| $5,000,000 | Liability Insurance (Hazmat) |
| $300,000 | Liability Insurance (Household Goods) |
$10,000Cargo Insurance (Intrastate household goods movers and interstate contract carriers)
The insurance requirements for truck drivers who cross state lines are more thorough. You must meet the above, and you must meet all the DOT truck insurance requirements recommended by the FMCSA. Typical federal liability limits are $750,000 or $1,000,000.
Both Colorado and the USDOT require certain filings be submitted by your insurance agent. Your insurance agent or insurance company should take care of these filings for you. These forms show the government that all your semi truck insurance requirements are fulfilled. They must be submitted before you can receive your authority. Some common forms include:
- The BMC-92
- Form MCS-91
- Form E
- Form H
- Form 12
Tailored Insurance for Owner-Operators in Colorado
Whatever type of operation you’re running, we’ve got your back. Our agents have access to cheap truck insurance for all of the following operation types:
Handy Colorado Trucking Resources
Colorado Department of Transportation
Colorado Department of Motor Vehicles
Colorado Motor Carriers Association
Colorado Department of Insurance
The Centennial State
What a place to work and live! From hauling through the Rockies, part of the Great Plains, or just enjoying the hot springs, life never gets old here. If you haven’t compared different truck polices lately, however, your insurance could be old. And by old, we mean out of date and expensive!
That’s why we are happy to announce a new way for truckers based in CO to shop for a new policy. Our service is fast and free, and there is never an obligation.
Get 3 Competitive quotes in all Colorado cities
No matter what city you live in our network of Colorado insurance agents are ready to help. We cover all cities including…
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