Are you looking for an Oklahoma Commercial Truck Insurance Quote? How about 3 quotes?
Compare Truck Insurance Quotes
To get the best price on your semi truck insurance you need to shop around. Let us help by bringing you three Oklahoma Truck Insurance Agents that will compete for your business.
Just fill out our short online form and you’ll get three competitive quotes from three top agents in OK. Easy!
How Much Does Truck Insurance Cost In Oklahoma?
The average cost for commercial truck insurance in OK is $14,239.
Most premiums range from $11,532 to $16,445.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are several variables that influence the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In OK
1 Truck Based in Elgin
| Experience | Less Than 2 Years |
|---|---|
| Radius | Intrastate |
| Cargo | General Freight, Building Materials |
| Operation | For Hire |
| Premium | $13,645/yr |
1 Truck Based in Lawton
| Experience | New Venture |
|---|---|
| Radius | Interstate, Unlimited Miles |
| Cargo | General Freight, Building Materials, Machinery |
| Operation | For Hire |
| Premium | $15,740/yr |
The most important factor for what you will pay is the insurance company that you choose. For truck insurance, it’s common for prices to vary by thousands of dollars for the same trucker! We’ve seen differences that can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
So it really pays to shop around. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Oklahoma
You need to find agents that specialize in truck insurance to get the right coverage at the best price. We’ve done that and found three of the best truck insurance agents in OK. With three agents quoting your policy you will have much broader access to the entire market of truck insurance companies. The agents will work hard to earn your business, but only one will emerge the champion.
Shopping for truck insurance has never been this easy. Don’t waste your time tracking down three agents. Instead, let them come to you. Let’s get started!
Commercial Truck Insurance Companies in Oklahoma
Finding the best trucking insurance company in OK for your operation can save you thousands. Some of the insurance carriers with the best premiums can be difficult to find though.
The companies below write 90% of the truck insurance polices in OK.
Top 10 Truck Insurance Companies in OK
- Berkshire
- Canal
- Great West
- Hallmark
- National Casualty Company
- National Indemnity
- Northland
- OOIDA
- Progressive
- Shelter Insuranec Company
There are also over a dozen truck insurance carriers in OK that have the remaining 10% marketshare.
You do have choices when it comes to insuring your truck and we can help you. It’s just a matter of smart comparison shopping to get the best price.
Compare quotes from different companies here.
Trucking Ins. Coverages
Oklahoma and the FMCSA have specific insurance requirements for semis. If you have your own authority, some coverages are mandatory, like primary liability. If you are leased to a motor carrier, you may be looking for physical damage truck insurance, bobtail coverage, and non trucking liability.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Oklahoma Truck Insurance Requirements
Oklahoma law asks local truckers and new ventures to keep a certain amount of liability insurance. The amount you need is determined by what freight you haul and where you transport it. If you never cross state lines and your truck is over 26,000 GVW, you must get an intrastate only USDOT Number and maintain a minium level of insurance:
| $5,000,000 | Liability Insurance (Hazmat) |
| $300,000 | Liability Insurance (Household Goods) |
| $750,000 | Liability Insurance (General Freight) |
| $1,000,000 | Liability Insurance (Oil Transport) |
| $5,000/vehicle and $5,000/catastrophe | Cargo Insurance (All household goods movers) |
The insurance requirements for truck drivers who leave the state are a little more complicated. You must meet the above, and you must be in compliance with all the DOT truck insurance requirements recommended by the federal government. Most federal liability limits are between $750,000 and $1,000,000.
Both Oklahoma and the USDOT require certain filings be submitted by your insurance agent. Your insurance company knows which forms to send, and they’ll do all the filing for you. These forms inform the government that all your semi truck insurance requirements are fulfilled. They must be submitted before you can receive your authority. Some common forms include:
- The BMC-98
- Form MCS-97
- Form E
- Form H
Tailored Insurance for Owner/Operators in Oklahoma
Whatever type of operation you’re running, we can help. Our agents can find cheap truck insurance for all of the following operation types:
Handy Oklahoma Trucking Resources
Oklahoma Department of Transportation
Oklahoma Department of Motor Vehicles
Oklahoma Department of Insurance
Your Business is Unique
You might be a local or a long hauler. Maybe you’re a new venture or a hotshot. You could be a leased owner operator from Tulsa or a fleet manager in Norman. Maybe you haul hazardous materials or hay. All that to say, no two trucking companies are alike. Your insurance policies need to be tailored for your exact situation.
Since different truck insurance companies prefer different types of risks, it’s a good idea to shop around and find a company that is competitive with writing insurance for your specific operation. The bottom line is that you want cheap truck insurance without sacrificing coverage.
Get 3 Competitive quotes in all Oklahoma cities
No matter what city you live in our network of Oklahoma insurance brokers are ready to give you quotes. We cover all cities including…
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We also can give you multiple quotes in the neighboring states as well: TX, NM, CO, KS, MO, AR
