Are you searching for an Arkansas Commercial Truck Insurance Quote? Don’t get 1 quote. Get 3!
Compare Arkansas Truck Insurance Quotes
To get the best price on your semi truck insurance you need to get multiple quotes. Let us help by bringing you three Arkansas Truck Insurance Agents that will compete for your business.
Fill out one short online form and you’ll get three competitive quotes from three top agents in AR. Easy!
How Much Does Truck Insurance Cost In Arkansas?
The average cost for commercial truck insurance in AR is $10,960.
Most premiums range from $7,954 to $13,423.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are lots of things that drive the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In AR
1 Truck Based in Conway
| Experience | Over 3 Years |
|---|---|
| Radius | Interstate, Unlimited Miles |
| Cargo | General Freight |
| Operation | For Hire |
| Premium | $9,415/yr |
1 Truck Based in Warren
| Experience | Over 3 Years |
|---|---|
| Radius | Intrastate |
| Cargo | Logs |
| Operation | Exempt For Hire |
| Premium | $13,423/yr |
The most important factor for what you will pay is the insurance company that you choose. For truck insurance, it’s the norm for prices to vary by thousands of dollars for the same trucker! We’ve seen differences that can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
So it really pays to shop around. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Arkansas
You need agents that specialize in truck insurance to get the right coverage at the best rate.
We’ve done the hard work for you and located three of the best truck insurance agents in AR. The agents, like alpha-rams, will lock horns in their battle to write your policy, but only one will emerge the winner. With three agents quoting your policy you will have much broader access to the whole market of truck insurance companies.
Shopping for truck insurance has never been this easy or efficient. Don’t waste your time hunting down three agents. Let them come to you. Let’s get started!
Commercial Truck Insurance Companies in Arkansas
Finding the best trucking insurance company in AR for your business can result in huge savings. Some of the companies with the best prices can be hard to find though.
The companies below write 86% of the truck insurance polices in AR.
Top 10 Truck Insurance Companies in AR
- Canal
- Great West
- Hallmark
- Hudson
- Lancer
- National Indemnity
- Northland
- OOIDA
- Progressive
- Shelter Insuranec Company
There are also over a dozen truck insurance carriers in AR that have the remaining 14% marketshare.
You do have choices when it comes to your insurance and we can help you. It’s just a matter of smart comparison shopping to get the best premium.
Compare quotes from different companies here.
Trucking Ins. Coverages
Arkansas and the FMCSA have specific insurance requirements for semis. Some coverages are mandatory, like primary liability. Others, such as physical damage truck insurance and bobtail coverage, are just smart to have.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Arkansas Truck Insurance Requirements
Arkansas state law asks local truckers and new ventures to maintain a certain amount of liability insurance. How much you need depends on the type of freight you haul and where you haul it. If you don’t cross state lines and your truck is over 10,000 GVW, you must get an Arkansas Permit nubmer and maintain a minium level of insurance:
| $5,000,000 | Liability Insurance (Hazmat) |
| $300,000 | Liability Insurance (Household Goods) |
| $50,000/$100,000/$30,000 | Liability Insurance (General Freight) |
| $1,000,000 | Liability Insurance (Oil Transport) |
The insurance requirements for truck drivers who do insterstate work are a little more complicated. You must meet the above, and you must comply with all the semi truck insurance requirements recommended by the federal government. Typical federal liability limits are $750,000 or $1,000,000.
Both Arkansas and the USDOT require certain filings be submitted by your insurance agent. Your insurance agent or insurance company should take care of these filings for you. These forms show the government that all your DOT truck insurance requirements are fulfilled. They must be submitted before you can receive your authority. Some common forms include:
- Form E
- Form H
- The BMC-91
- Form MCS-90
Specialized Insurance for Owner-Operators in Arkansas
Whatever type of operation you have, we’ve got your back. Our agents can find cheap truck insurance for all of the following operation types:
Handy Arkansas Trucking Resources
ARDOT Arkansas Department of Transportation
Arkansas Office of Motor Vehicles
ATA Arkansas Trucking Association
Arizona Department of Insurance
The People Rule
Regnat Populus is the state motto for Arkansas and means, “The People Rule”. You could also say that is our motto here too. We want the truckers to rule when it comes to being able to easily shop for a new policy. A beautiful place to work and live, Arkansas has it all, with some of the best fishing spots in the country.
So use our easy service to compare polices next time you are fishing for a new policy. If you don’t need to compare now, just bookmark us and come back again later.
Get 3 Competitive quotes in all Arkansas cities
No matter what city you live in our network of Arkansas insurance agents are ready to help. We cover all cities including…
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You can also get multiple quotes in the states next to Arkansas as well: OK, TX, LA, MO, MS and TN