Are you looking for a Wyoming Commercial Truck Insurance Quote? Why not get 3?
Compare WY Truck Insurance Quotes
To get the best deal on your semi truck insurance you need to shop around. Let us help by bringing you three Wyoming Truck Insurance Agents that will compete for your business.
Just fill out our short online form and you’ll get three competitive quotes from three top agents in WY. Easy!
How Much Does Truck Insurance Cost In Wyoming?
The average cost for commercial truck insurance in WY is $10,548.
Most premiums range from $7,519 to $9,769.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are lots of things that drive the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In WY
1 Truck Based in Sheridan
| Experience | Over 3 Years |
|---|---|
| Radius | Interstate, Unlimited Miles |
| Cargo | General Freight, Metal, Building Materials, Machinery, Produce, Intermodal, Oilfield Equipment, Grain/Feed/Hay, Meat, US Mail, Dry Bulk, Refrigerated Food, Beverages, Paper Products, Utilities, Water Well |
| Operation | For Hire |
| Premium | $9,764/yr |
1 Truck Based in Casper
| Experience | Less Than 2 Years |
|---|---|
| Radius | Interstate, Unlimited Miles |
| Cargo | General Freight |
| Operation | For Hire |
| Premium | $9,769/yr |
Perhaps the largest variable for what you will pay is the insurance company that you choose. For truck insurance, it’s the norm for prices to vary by thousands of dollars for the same trucker! We’ve seen differences that can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
So it really pays to shop around. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Wyoming
You need agents that specialize in truck insurance to get the right coverage at the best rate.
We’ve done the hard work for you and located three of the best truck insurance agents in WY. The agents, will go head-to-head in their battle to write your policy, but only one will emerge the winner. With three agents quoting your policy you will have much broader access to the whole market of truck insurance companies.
Shopping for truck insurance has never been this easy or efficient. Don’t waste your time hunting down three agents. Let them come to you. Let’s get started!
Commercial Truck Insurance Companies in Wyoming
Finding the best trucking insurance company in WY for your business can save you a lot of money. Some of the insurance providers with the best prices can be difficult to find though.
The companies below write 95% of the truck insurance polices in WY.
Top 10 Truck Insurance Companies in WY
- Acuity
- Berkshire
- Employers Mutual
- Great West
- Liberty Mutual
- National Indemnity
- Northland
- Progressive
- Protective Insurance
- Travelers
There are also over a dozen truck insurance carriers in WY that have the remaining 5% marketshare.
You do have choices when it comes to your insurance and we can help you. It’s just a matter of smart comparison shopping to get the best deal.
Compare quotes from different companies here.
Trucking Ins. Coverages
Wyoming and the FMCSA have specific insurance requirements for semis. Some coverages are mandatory, like primary liability. Others, such as physical damage truck insurance and bobtail coverage, are just smart to have.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Wyoming Truck Insurance Requirements
Wyoming law asks local truck drivers and new ventures to maintain a certain amount of liability insurance. The amount you need depends on what freight you carry and where you pull it. If you don’t leave the state and your truck is more than 26,000 GVW, you must get an intrastate only USDOT Number and have a minimum amount of insurance:
| $750,000 | Liability Insurance (General Freight) |
| $1,000,000 | Liability Insurance (Oil Transport) |
| $5,000,000 | Liability Insurance (Hazmat) |
| $300,000 | Liability Insurance (Hazmat) |
| $10,000/catastrophe | Cargo Insurance (All carriers) |
The insurance requirements for truck drivers who leave the state are more rigorous. In addition to the above, you must comply with all the DOT truck insurance requirements recommended by the FMCSA. Typical federal liability limits are between $750,000 and $1,000,000.
Both Wyoming and the US DOT require certain filings be submitted by your insurance agent. Your agent or insurance company will prepare these filings for you. These forms show the government that all your semi truck insurance requirements are fulfilled. They must be filed before you can get your authority. Some common forms include:
- Form MCS-99
- Form E
- The BMC-100
Specific Insurance for Owner-Operators in Wyoming
Whatever kind of truck you drive, we’ve got your back. Our agents can find cheap truck insurance for all of the following operation types:
Handy Wyoming Trucking Resources
Wyoming Department of Transportation
Wyoming Department of Motor Vehicles
Wyoming Department of Insurance
Your Business is Unique
You may be a local or long hauler. You might be an owner operator from Cheyenne or a manager in charge of a fleet in Casper. You maybe haul hazardous materials or beef. No two trucking operations are identical, so your insurance policies need to be tailored to you.
Since different truck insurance companies prefer different types of risks, it’s smart to shop around and find a company that is competitive with writing insurance for your specific situation. The bottom line is that you want cheap truck insurance without sacrificing coverage
Get 3 Competitive quotes in all Wyoming cities
No matter what city you live in our network of Wyoming insurance agents are ready to help. We cover all cities including…
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