Are you searching for a Rhode Island Commercial Truck Insurance Quote? How about 3 quotes?
Compare Truck Insurance Quotes
To get the best price on your semi truck insurance you need to shop around. Let us help by bringing you three Rhode Island Truck Insurance Agents that will compete for your business.
Just fill out our short online form and you’ll get three competitive quotes from three top agents in RI. Simple!
3 Truck Insurance Agents in Rhode Island
You need to find agents that specialize in truck insurance to get the right coverage at the best price. We’ve done that and found three of the best truck insurance agents in RI. With three agents quoting your policy you will have much broader access to the entire market of truck insurance companies. The agents will compete hard to earn your business, but only one will bring you the best policy.
Shopping for truck insurance has never been this easy. Don’t waste your time tracking down three agents. Instead, let them come to you. Let’s get started!
Trucking Ins. Coverages
Rhode Island and the FMCSA have specific insurance requirements for semis. If you have your own authority, some coverages are mandatory, like primary liability. If you are leased to a motor carrier, you may be looking for physical damage truck insurance, bobtail coverage, and non trucking liability.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Rhode Island Truck Insurance Requirements
Rhode Island law requires local truckers and new ventures to have a minimum amount of liability insurance. The amount you need depends on what freight you haul and where you haul it. If you never cross state lines and your truck is over 10,000 GVW, you must get a Public Utilities Division permit number and keep a minimum amount of insurance:
|$300,000||Liability Insurance (Household Goods)|
|$750,000||Liability Insurance (General Freight)|
|$1,000,000||Liability Insurance (Oil Transport)|
|$5,000,000||Liability Insurance (Hazmat)|
|$25,000/vehicle and $25,000/catastrophe||Cargo Insurance (All carriers)|
The insurance requirements for truck drivers who do insterstate work are more extensive. In addition to the above, you must comply with all the DOT truck insurance requirements laid out by the federal government. Typical federal liability limits are between $750,000 and $1,000,000.
Both Rhode Island and the USDOT require certain filings be submitted by your insurance agent. Your insurance agent or insurance company should take care of these filings for you. These forms inform the government that all your semi truck insurance requirements are fulfilled. They must be submitted before you can receive your authority. Some common forms include:
- Form E
- Form H
- The BMC-98
- Form MCS-97
Tailored Insurance for Owner Operators in Rhode Island
Whatever kind of truck you drive, we have you covered. Our agents have access to cheap truck insurance for all of the following operation types:
Handy Rhode Island Trucking Resources
Your Operation is Unique
You might be a local or a long hauler. Maybe you’re a new venture or a hotshot. You could be a leased owner operator from Providence or a fleet manager in Warwick. Maybe you haul hazardous materials or potatoes. All that to say, no two trucking companies are alike. Your insurance policies need to be crafted just for you.
Since different truck insurance companies prefer different types of risks, it makes sense to shop around and find a company that is competitive with writing insurance for your specific operation. The bottom line is that you want cheap truck insurance without sacrificing coverage.
Get 3 Competitive quotes in all Rhode Island cities
No matter what city you live in our network of Rhode Island insurance brokers are ready to give you a quote. We cover all cities including…