Are you looking for a Commercial Truck Insurance Quote in Louisiana? Don’t get just 1 quote, get 3!
Compare Truck Insurance Quotes
To get the best price on your semi truck insurance you need to get multiple quotes. Let us help by bringing you three Louisiana Truck Insurance Agents that will compete for your business.
Fill out one easy online form and you’ll get three competitive quotes from three top agents in LA. Simple!
How Much Does Truck Insurance Cost In Louisiana?
The average cost for commercial truck insurance in LA is $13,143.
Most premiums range from $11,200 to $16,308.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are several variables that drive the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In LA
1 Truck Based in Greensburg
| Experience | Over 3 Years |
|---|---|
| Radius | Interstate, Below 500 Miles |
| Cargo | Logs |
| Operation | Exempt For Hire |
| Premium | $11,573/yr |
1 Truck Based in Marrero
| Experience | Less Than 2 Years |
|---|---|
| Radius | Interstate, Unlimited Miles |
| Cargo | General Freight |
| Operation | For Hire |
| Premium | $16,020/yr |
Perhaps the largest variable for what you will pay is the insurance company that you choose. For truck insurance, it’s the norm for prices to vary by thousands of dollars for the same trucker! Sometimes the difference can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
It’s a good idea to shop the market. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Louisiana
You need agents that specialize in truck insurance to get the right coverage at the best rate, and that is exactly what we’ll bring you.
We’ve done the hard work for you and located three of the best truck insurance agents in LA. The agents, like alpha-rams, will lock horns in their fight to earn your policy, but only one will emerge the champion. By having three agents quote your policy you will have much broader access to the whole market of truck insurance companies.
With three extremely competitive quotes to choose from, you will be able to quickly find the best policy at the best price. Shopping for truck insurance has never been this easy or efficient.
Don’t waste your time hunting down three agents. Let them come to you. Let’s get started!
Commercial Truck Insurance Companies in Louisiana
Finding the best trucking insurance company in LA for your operation can result in huge savings. Some of the companies with the best prices can be hard to find though.
The companies below write 87% of the truck insurance polices in LA.
Top 10 Truck Insurance Companies in LA
- Clear Blue
- County Hall RRG
- Houston International Insurance Group
- IAT Insurance Group
- NITIC / National Independent Truckers Insurance Co RRG
- National Indemnity
- OOIDA
- Other
- Progressive
- United Specialty
There are also over a dozen truck insurance carriers in LA that have the remaining 13% marketshare.
You do have choices when it comes to insuring your truck and we can help you. It’s just a matter of smart comparison shopping to get the best premium.
Compare quotes from different companies here.
Trucking Ins. Coverages
Louisiana and the FMCSA have specific insurance requirements for semis. Some coverages are mandatory, like primary liability. Others, such as physical damage truck insurance and bobtail coverage, are just smart to have.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Louisiana Truck Insurance Requirements
Louisiana state law asks local truck drivers and new ventures to keep a certain amount of liability insurance. The amount you need depends on the type of freight you carry and where you pull it. If you never leave the state, you must get a PSC permit number and have a minimum amount of insurance:
| $510,000 | Liability Insurance (General Freight) |
| $1,000,000 | Liability Insurance (Oil Transport) |
| $5,000,000 | Liability Insurance (Hazmat) |
| $300,000 | Liability Insurance (Household Goods) |
| $10,000/vehicle and $10,000/catastrophe | Cargo Insurance (All household goods movers, waste haulers, salt water haulers, and towing vehicles) |
The insurance requirements for truck drivers who do insterstate work are more rigorous. You must meet the above, and you must meet all the DOT truck insurance requirements recommended by the FMCSA. Typical federal liability limits are $750,000 or $1,000,000.
Both Louisiana and the US DOT require certain filings be submitted by your insurance agent. Your agent or insurance company will prepare these filings for you. These forms tell the government that all your semi truck insurance requirements are fulfilled. They must be filed before you can get your authority. Some common forms include:
- Form H
- The BMC-94
- Form MCS-93
- Form E
Tailored Insurance for Owner/Operators in Louisiana
No matter what type of operation you have, we can help. Our agents can find cheap truck insurance for all of the following operation types:
Handy Louisiana Trucking Resources
Louisiana Department of Transportation
Louisiana Department of Motor Vehicles
Louisiana Motor Transport Association
Louisiana Department of Insurance
Your Business is Unique
You may be a local or long hauler. You might be an owner operator from New Orleans hauling produce. Or a manager of a fleet in Baton Rouge hauling hazardous materials. No two trucking operations are the same, so your insurance policies need to be tailored to you.
Since different truck insurance companies prefer different types of risks, it’s a good idea to shop around and find a company that is competitive with writing insurance for your specific operation. The bottom line is that you want cheap truck insurance without sacrificing coverage.
Get 3 Competitive quotes in all Louisiana cities
No matter what city you live in our network of Louisiana truck insurance brokers are ready to give you a quote. We help truckers save on insurance. That’s all we do. We cover all cities including…
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We also can give you multiple quotes in the neighboring states as well: MS, AR, TX