Are you looking for a Washington Commercial Truck Insurance Quote? How about 3 quotes?
Compare Truck Insurance Quotes
To get the best deal on your semi truck insurance you need to shop around. Let us help by bringing you three Washington Truck Insurance Agents that will compete for your business.
Just fill out our short online form and you’ll get three competitive quotes from three top agents in WA. Simple!
How Much Does Truck Insurance Cost In Washington?
The average cost for commercial truck insurance in WA is $11,694.
Most premiums range from $9,057 to $14,505.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are many factors that influence the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In WA
1 Truck Based in Kennewick
| Experience | New Venture |
|---|---|
| Radius | Interstate, Below 500 Miles |
| Cargo | General Freight |
| Operation | For Hire |
| Premium | $9,057/yr |
1 Truck Based in Tacoma
| Experience | New Venture |
|---|---|
| Radius | Interstate, Unlimited Miles |
| Cargo | General Freight, Motor Vehicles, Produce, Refrigerated Food, Beverages, Farm Supplies |
| Operation | For Hire |
| Premium | $14,505/yr |
Maybe the biggest factor for what you will pay is the insurance company that you choose. For truck insurance, it’s the norm for prices to vary by thousands of dollars for the same trucker! Sometimes the difference can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
It makes sense to compare prices. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Washington
You need agents that specialize in truck insurance to get the right coverage at the best rate. We’ve done the hard work for you and found three of the best truck insurance agents in WA. The agents will work hard to write your policy, but only one will emerge the winner. With three agents quoting your policy you will have much broader access to the whole market of truck insurance companies.
Shopping for truck insurance has never been this efficient. Don’t waste your time hunting down three agents. Instead, let them come to you. Let’s get started!
Commercial Truck Insurance Companies in Washington
Finding the best trucking insurance company in WA for your business can result in huge savings. Some of the insurance providers with the best prices can be hard to find though.
The companies below write 85% of the truck insurance polices in WA.
Top 10 Truck Insurance Companies in WA
- Berkshire
- Canal
- Great West
- IAT Insurance Group
- Liberty Mutual
- National Casualty Company
- National Indemnity
- Northland
- Progressive
- Sentry
There are also over a dozen truck insurance carriers in WA that have the remaining 15% marketshare.
You do have choices when it comes to insuring your truck and we can help you. It’s just a matter of smart comparison shopping to get the best price.
Compare quotes from different companies here.
Trucking Ins. Coverages
Washington and the FMCSA have specific insurance requirements for semis. If you have your own authority, some coverages are mandatory, like primary liability. If you are a for-hire owner operator, you may be looking for physical damage truck insurance, bobtail coverage, and non trucking liability.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Washington Truck Insurance Requirements
Washington law requires local truckers and new ventures to have a minimum amount of liability insurance. The amount you need is determined by the type of freight you pull and where you pull it. If you don’t leave the state and your truck is more than 36,000 GVW, you must get a WA Utilities and Transportation Commission license or permit number and keep a minimum amount of insurance:
| $300,000 | Liability Insurance (Household Goods) |
| $750,000 | Liability Insurance (General Freight) |
| $1,000,000 | Liability Insurance (Oil Transport) |
| $5,000,000 | Liability Insurance (Hazmat) |
| $20,000/vehicle | Cargo Insurance (Intrastate household goods movers and interstate contract carriers) |
The insurance requirements for truck drivers who drive through multiple states are a little different. You must meet the above, and you must be in compliance with all the DOT truck insurance requirements laid out by the federal government. Most federal liability limits are $750,000 or $1,000,000.
Both Washington and the FMCSA require certain filings be submitted by your insurance agent. Your agent or insurance company will prepare these filings for you. These forms show the government that all your semi truck insurance requirements are fulfilled. They must be filed before you can get your authority. Some common forms include:
- The BMC-100
- Form MCS-99
- Form E
- Form H
Specific Insurance for Owner Operators in Washington
No matter what type of operation you have, we have you covered. Our agents have access to cheap truck insurance for all of the following operation types:
Handy Washington Trucking Resources
Washington Department of Transportation
Washington Department of Motor Vehicles
Washington Trucking Association
Washington Department of Insurance
Your Operation is Unique
You might be a local or a long hauler, a new venture or hotshot. You may be a leased owner operator from Seattle or a fleet manager in Tacoma. Maybe you haul hazardous materials or apples. All that to say, no two trucking companies are alike. Your insurance policies need to be put together just for you.
Since different truck insurance companies prefer different types of risks, it’s smart to shop around and find a company that is competitive with writing insurance for your specific situation. The bottom line is that you want cheap truck insurance without sacrificing coverage.
Get 3 Competitive quotes in all Washington cities
No matter what city you live in our network of Washington truck insurance brokers are ready to give you a quote. We cover all cities including…
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We also can give you multiple quotes in the neighboring states as well: OR, ID
