Are you looking for a South Carolina Commercial Truck Insurance Quote? How about 3 quotes?
Compare Truck Insurance Quotes
To get the best deal on your semi truck insurance you need to shop around. Let us help by bringing you three South Carolina Truck Insurance Agents that will compete for your business.
Just fill out our short online form and you’ll get three competitive quotes from three top agents in SC. Easy!
How Much Does Truck Insurance Cost In South Carolina?
The average cost for commercial truck insurance in SC is $14,727.
Most premiums range from $12,791 to $16,956.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are lots of things that drive the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In SC
1 Truck Based in Saint Stephen
|Radius||Interstate, Below 500 Miles|
1 Truck Based in Columbia
|Experience||Less Than 2 Years|
The most important factor for what you will pay is the insurance company that you choose. For truck insurance, it’s the norm for prices to vary by thousands of dollars for the same trucker! We’ve seen differences that can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
It makes sense to compare prices. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in South Carolina
You need agents that specialize in truck insurance to get the right coverage at the best price. We’ve done that and located three of the best truck insurance agents in SC. With three agents quoting your policy you will have much broader access to the whole market of truck insurance companies. The agents will compete hard to earn your business, but only one will come out on top.
Shopping for truck insurance has never been this efficient. Don’t waste your time hunting down three agents. Instead, let them come to you. Let’s get started!
Commercial Truck Insurance Companies in South Carolina
Finding the best trucking insurance company in SC for your outfit can save you thousands. Some of the companies with the best premiums can be hard to find though.
The companies below write 86% of the truck insurance polices in SC.
Top 10 Truck Insurance Companies in SC
- American Millennium
- Daily Underwriters Of America
- Great West
- National Indemnity
There are also over a dozen truck insurance carriers in SC that have the remaining 14% marketshare.
You do have choices when it comes to your insurance and we can help you. It’s just a matter of smart comparison shopping to get the best deal.
Compare quotes from different companies here.
Trucking Ins. Coverages
South Carolina and the FMCSA have specific insurance requirements for semis. If you have your own authority, some coverages are mandatory, like primary liability. If you are a for-hire owner operator, you may be looking for physical damage truck insurance, bobtail coverage, and non trucking liability.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
South Carolina Truck Insurance Requirements
South Carolina law asks local truckers and new ventures to maintain a minimum amount of liability insurance. The amount you need depends on what freight you haul and where you haul it. If you never cross state lines and your truck is more than 10,000 GVW, you must get an intrastate only USDOT Number and maintain a minium level of insurance:
|$5,000,000||Liability Insurance (Hazmat)|
|$300,000||Liability Insurance (Household Goods)|
|$750,000||Liability Insurance (General Freight)|
|$1,000,000||Liability Insurance (Oil Transport)|
|$3,500/vehicle and $5,000/catastrophe||Cargo Insurance (Intrastate household goods movers and interstate contract carriers)|
The insurance requirements for truck drivers who drive through multiple states are more extensive. You must meet the above, and you must comply with all the DOT truck insurance requirements recommended by the federal government. Typical federal liability limits are between $750,000 and $1,000,000.
Both South Carolina and the USDOT require certain filings be submitted by your insurance agent. Your insurance agent or insurance company should take care of these filings for you. These forms inform the government that all your semi truck insurance requirements are fulfilled. They must be submitted before you can receive your authority. Some common forms include:
- Form MCS-97
- Form E
- Form H
- The BMC-98
Specialized Insurance for Owner-Operators in South Carolina
Whatever kind of truck you drive, we’ve got your back. Our agents have access to cheap truck insurance for all of the following operation types:
Handy South Carolina Trucking Resources
Your Business is Unique
You might be a local or a long hauler, a new venture or hotshot. You may be a leased owner operator from Columbia or a fleet manager in Charleston. Maybe you haul hazardous materials or peaches. All that to say, no two trucking companies are alike. Your insurance policies need to be put together specifically for you.
Since different truck insurance companies prefer different types of risks, it’s smart to shop around and find a company that is competitive with writing insurance for your specific situation. The bottom line is that you want cheap truck insurance without sacrificing coverage.
Get 3 Competitive quotes in all South Carolina cities
No matter what city you live in our network of South Carolina truck insurance brokers are ready to give you a quote. We cover all cities including…