Are you searching for a Florida Commercial Truck Insurance Quote? How about 3 quotes?
Compare Truck Insurance Quotes
To get the best deal on your semi truck insurance you need to shop around. Let us help by bringing you three Florida Truck Insurance Agents that will compete for your business.
Just fill out our short online form and you’ll get three competitive quotes from three top agents in FL. Easy!
How Much Does Truck Insurance Cost In Florida?
The average cost for commercial truck insurance in FL is $15,522.
Most premiums range from $12,648 to $17,856.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are several variables that drive the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In FL
1 Truck Based in Englewood
|Radius||Interstate, Unlimited Miles|
1 Truck Based in North Port
|Experience||Over 3 Years|
|Operation||Exempt For Hire|
The most important factor for what you will pay is the insurance company that you choose. For truck insurance, it’s the norm for prices to vary by thousands of dollars for the same trucker! Sometimes the difference can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
It makes sense to compare prices. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Florida
You need agents that specialize in truck insurance to get the right coverage at the best price. We’ve done that and located three of the best truck insurance agents in FL. With three agents quoting your policy you will have much broader access to the entire market of truck insurance companies. The agents will duke it out to earn your business, but only one will become the winner.
Shopping for truck insurance has never been this efficient. Don’t waste your time hunting down three agents. Instead, let them come to you. Let’s get started!
Commercial Truck Insurance Companies in Florida
Finding the best trucking insurance company in FL for your outfit can result in huge savings. Some of the insurance carriers with the best premiums can be hard to find though.
The companies below write 76% of the truck insurance polices in FL.
Top 10 Truck Insurance Companies in FL
- Great West
- IAT Insurance Group
- National Indemnity
- Trisura Specialty Insurance Company
There are also over a dozen truck insurance carriers in FL that have the remaining 24% marketshare.
You do have choices when it comes to your insurance and we can help you. It’s just a matter of smart comparison shopping to get the best combination of prices and coverage.
Compare quotes from different companies here.
Trucking Ins. Coverages
Florida and the FMCSA have specific insurance requirements for semis. If you have your own authority, some coverages are mandatory, like primary liability. If you are a for-hire owner operator, you may be looking for physical damage truck insurance, bobtail coverage, and non trucking liability.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Florida Truck Insurance Requirements
Florida state law requires local truck drivers and new ventures to keep a certain amount of liability insurance. The amount you need is determined by what freight you pull and where you haul it. If you don’t cross state lines and your truck is over 26,000 GVW, you must get an intrastate only USDOT Number and be insured up to the following levels:
|$1,000,000||Liability Insurance (Oil Transport)|
|$5,000,000||Liability Insurance (Hazmat)|
|$300,000||Liability Insurance (Household Goods)|
|$750,000||Liability Insurance (General Freight)|
The insurance requirements for truck drivers who travel out-of-state are more detailed. In addition to the above, you must be in compliance with all the DOT truck insurance requirements laid out by the FMCSA. Most federal liability limits are between $750,000 and $1,000,000.
Both Florida and the FMCSA require certain filings be submitted by your insurance agent. Your insurance agent or insurance company should take care of these filings for you. These forms show the government that all your semi truck insurance requirements are fulfilled. They must be submitted before you can receive your authority. Some common forms include:
- Form E
- Form H
- The BMC-92
- Form MCS-91
Tailored Insurance for Owner/Operators in Florida
Whatever kind of truck you drive, we can help. Our agents can find cheap truck insurance for all of the following operation types:
Handy Florida Trucking Resources
Florida Department of Transportation
Florida Department of Motor Vehicles
Florida Department of Insurance
Your Operation is Unique
You might be a local or a long hauler, a new venture or a hotshot. You may be a leased owner operator from Jacksonville or a fleet manager in Miami. Maybe you haul hazardous materials or oranges. All that to say, no two trucking companies are alike. Your insurance policies need to be put together specifically for you.
Since different truck insurance companies prefer different types of risks, it’s smart to shop around and find a company that is competitive with writing insurance for your specific situation. The bottom line is that you want cheap truck insurance without sacrificing coverage.
Get 3 Competitive quotes in all Florida cities
No matter what city you live in our network of Florida truck insurance brokers are ready to give you a quote. We cover all cities including…
We also help truckers get multiple truck insurance quotes in these fine nearby states: GA, AL, SC, TN