Are you looking for a North Carolina Commercial Truck Insurance Quote? How about 3 quotes?
Compare NC Truck Insurance Quotes
To get the best price on your semi truck insurance you need to shop around. Let us help by bringing you three North Carolina Truck Insurance Agents that will compete for your business.
Just fill out our short online form and you’ll get three competitive quotes from three top agents in NC. Simple!
3 Truck Insurance Agents in North Carolina
You need to find agents that specialize in truck insurance to get the right coverage at the best price. We’ve done that and found three of the best truck insurance agents in NC. With three agents quoting your policy you will have much broader access to the entire market of truck insurance companies. The agents will work hard to earn your business, but only one will emerge the champion.
Shopping for truck insurance has never been this easy. Don’t waste your time tracking down three agents. Instead, let them come to you. Let’s get started!
Trucking Ins. Coverages
North Carolina and the FMCSA have specific insurance requirements for semis. If you have your own authority, some coverages are mandatory, like primary liability. If you are leased to a motor carrier, you may be looking for physical damage truck insurance, bobtail coverage, and non trucking liability.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
North Carolina Truck Insurance Requirements
North Carolina law requires local truck drivers and new ventures to maintain a certain amount of liability insurance. How much you need is determined by the type of freight you haul and where you transport it. If you never take your truck out of state and your truck is over 10,000 GVW, you must get an intrastate only USDOT Number and be insured up to the following levels:
|$1,000,000||Liability Insurance (Oil Transport)|
|$5,000,000||Liability Insurance (Hazmat)|
|$300,000||Liability Insurance (Household Goods)|
|$750,000||Liability Insurance (General Freight)|
Cargo Insurance (Intrastate household goods movers and interstate contract carriers)
The insurance requirements for truck drivers who drive through multiple states are more rigorous. In addition to the above, you must be in compliance with all the semi truck insurance requirements laid out by the FMCSA. Most federal liability limits are $750,000 or $1,000,000.
Both North Carolina and the USDOT require certain filings be submitted by your insurance agent. Your insurance company knows which forms to send, and they’ll do all the filing for you. These forms inform the government that all your DOT truck insurance requirements are fulfilled. They must be received before your authority can be processed. Some common forms include:
- Form H
- The BMC-97
- Form MCS-96
- Form E
Tailored Insurance for Owner-Operators in North Carolina
Whatever type of operation you have, we’ve got your back. Our agents can find cheap truck insurance for all of the following operation types:
Handy North Carolina Trucking Resources
Your Operation is Unique
You might be a local or a long hauler. Maybe you’re a new venture or a hotshot. You could be a leased owner operator from Charlotte or a fleet manager in Raleigh. Maybe you haul hazardous materials or tobacco. All that to say, no two trucking companies are alike. Your insurance policies need to be tailored for your exact situation.
Since different truck insurance companies prefer different types of risks, it’s a good idea to shop around and find a company that is competitive with writing insurance for your type of business. The bottom line is that you want cheap truck insurance without sacrificing coverage.
Get 3 Competitive quotes in all North Carolina cities
No matter what city you live in our network of North Carolina insurance brokers are ready to give you a quote. We cover all cities including…