Cut Your Truck Insurance Rates by up to 30%

Experience a smarter way to shop. We aggressively shop 100+ carriers to find your lowest rate—without selling your number to telemarketers.

Low Down Payments + Flexible Monthly Options Proof of Insurance + Required Filings — As Fast as 1 Day Quotes for ALL Trucks: Semis, Box, Dump, Tow, Hotshots + More

Secure a Better Rate Today

One point of contact. No robo-calls.

Over 250k Truckers Served

100% SSL Secure

Same Day Quotes

: Markets Ready to Quote

Only Seeing Quotes From the
Same 3 Insurance Companies? That’s not shopping the market.
With HQ, you can tap into a network that has placed truckers at 100+ different insurance companies.

  • More Choices
  • More Savings

We are your Concierge

A simple, transparent and FREE process, designed around your schedule to let you shop the market without being spammed.

1

Enter Your Details

Fill out the form with your basic info and DOT number.

2

We Shop the Market

We find your top matches based on your specific operation.

3

Secure Your Best Rate

Get quotes on your schedule from different companies until satisfied.

Compare your options and select the winner. Or walk away. No pressure.

Built for Truckers

We know the deadlines you face. That’s why we designed our service to be FAST.

Start Quotes in < 3 mins

Don’t wait 24 hours just to get a quote started. Connect with an agent right now.

250,000+ Served

From Owner-Operators to Large Fleets: We quote Semis, Box Trucks, Dump, Tow, and Hotshots.

4.8 Trustpilot Stars

We’ve been rolling out the red carpet for the trucking industry since 2010.

Comprehensive Coverage Options

From power-only to mixed fleets, find coverage for every aspect of your operation.

Primary Liability

Stay FMCSA-compliant and legal in all 50 states. Secure up to $2M in limits to satisfy strict broker requirements and keep your authority protected.

General Liability

Satisfy major shipper requirements and open doors to high-paying contracts. Protect your business from risks like loading dock or delivery site mishaps.

Motor Truck Cargo

Win more loads with specialized coverage for the specific freight you haul. Safeguard your revenue against transit losses, theft, or fire.

Physical Damage

Protect your most valuable asset and get back on the road fast after an accident. Choose flexible deductibles designed to keep monthly overhead low.

Bobtail / NTL

Leased on to another authority? Get the low-cost coverage you need to satisfy your insurance requirements.

Coverage for ANY Operation

Access markets for Reefer Breakdown, UIIA, Hazmat, Trailer Interchange, Household Goods, Logs, Temporary Insurance and more.

Don’t just take our word for it

See why over 250,000+ trucking companies have trusted HQ to shop their insurance.

“I was shopping for commercial truck insurance, and as we all know, you fill out some information online and your phone gets burned up. To my surprise, HQ hooked me up without the hassle.”

— E.L.

“Very helpful plan! No pressure in choosing which insurance was good for me. Everything was explained in detail.”

— Verified Reviewer

“HQ Agents work quickly to get you as many (or as few) insurance brokers as you need. Friendly and professional.”

— L.H.

Frequently Asked Questions

Do you cover new authorities?
Yes! We are New Venture experts. We have specific programs designed for trucking companies with 0-2 years in business.
How does your service work exactly?
We take the heavy lifting out of shopping for coverage. First, we complete a 3-minute intake to understand your operation and filings. Next, we connect you with the top-rated agency for your specific risk profile. We then check back to see how that quote landed; if you want to benchmark the price, we’ll introduce you to a second provider for a competitive comparison. With HQ, you’re in the driver’s seat—shop as much or as little as you need.
What types of trucks do you insure?
We insure everything from Box Trucks and Hotshots to Dry Vans, Reefers, and Flatbeds. If you haul it, we can cover it.