Are you looking for a Commercial Truck Insurance Quote in Kentucky? Don’t get just 1 quote, get 3!
Compare Truck Insurance Quotes
To get the best price on your semi truck insurance you need to get multiple quotes. Let us help by bringing you three Kentucky Truck Insurance Agents that will compete for your business.
Fill out one easy online form and you’ll get three competitive quotes from three top agents in KY. Simple!
3 Truck Insurance Agents in Kentucky
You need agents that specialize in truck insurance to get the right coverage at the best rate, and that is exactly what we’ll bring you.
We’ve done the hard work for you and located three of the best truck insurance agents in KY. The agents, like alpha-rams, will lock horns in their fight to earn your policy, but only one will emerge the champion. By having three agents quote your policy you will have much broader access to the whole market of truck insurance companies.
With three extremely competitive quotes to choose from, you will be able to quickly find the best policy at the best price. Shopping for truck insurance has never been this easy or efficient.
Don’t waste your time hunting down three agents. Let them come to you. Let’s get started!
Trucking Ins. Coverages
Kentucky and the FMCSA have specific insurance requirements for semis. Some coverages are mandatory, like primary liability. Others, such as physical damage truck insurance and bobtail coverage, are just smart to have.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Kentucky Truck Insurance Requirements
Kentucky state law requires local truck drivers and new ventures to keep a certain amount of liability insurance. The amount you need depends on the type of freight you carry and where you pull it. If you never leave the state and your truck is more than 10,000 GVW, you must get an intrastate only USDOT Number and be insured up to the following levels:
|$1,000,000||Liability Insurance (Oil Transport)|
|$5,000,000||Liability Insurance (Hazmat)|
|$300,000||Liability Insurance (Household Goods)|
|$750,000||Liability Insurance (General Freight)|
|$5,000/vehicle and $5,000/catastrophe||Cargo Insurance (All carriers)|
The insurance requirements for truck drivers who do cross state lines are more rigorous. You must meet the above, and you must meet all the DOT truck insurance requirements laid out by the FMCSA. Typical federal liability limits are $750,000 or $1,000,000.
Both Kentucky and the US DOT require certain filings be submitted by your insurance agent. Your agent or insurance company will prepare these filings for you. These forms tell the government that all your semi truck insurance requirements are fulfilled. They must be filed before you can get your authority. Some common forms include:
- The BMC-94
- Form MCS-93
- Form E
- Form H
Specific Insurance for Owner/Operators in Kentucky
No matter what type of operation you have, we can help. Our agents can find cheap truck insurance for all of the following operation types:
Handy Kentucky Trucking Resources
Your Business is Unique
You may be a local or long hauler. You might be an owner operator from Lexington hauling produce. Or a manager of a fleet in Lousiville hauling hazardous materials. No two trucking operations are the same, so your insurance policies need to be tailored to you.
Since different truck insurance companies prefer different types of risks, it’s a good idea to shop around and find a company that is competitive with writing insurance for your specific operation. The bottom line is that you want cheap truck insurance without sacrificing coverage.
Get 3 Competitive quotes in all Kentucky cities
No matter what city you live in our network of Kentucky truck insurance brokers are ready to give you a quote. We help truckers save on insurance. That’s all we do. We cover all cities including…